Hi - Does anyone know of a good, simple way for Joe public to hold some of their savings in foreign currency? I've got a pretty healthy amount of savings for someone on an average wage. I'm not really interested in making short term or leveraged bets, I just want to hold my saving in a foreign currency for a couple of years pretty much like my bank account.

My basic motivation is that we seem to have done a huge amount of borrowing from the future in this country. I wouldn't worry too much if it was just the BTLers but I think the government has major future liabilities too. The temptation to inflate away the value of these liabilities, weakening our currency in the process, will be enormous. This is great if you have borrowed irresponsibly but I've been saving and don't really want to play the inflation game. I think perhaps some other countries have been a bit more responsible with their monetary policy. Any advice appreciated.