Hi,

Someone mentioned the Abbey minicash ISA a while ago, and that you had to have not used your allowance for this year to transfer in to it. I went into a branch and asked them if I could open one as I'd already used my allowance for this year and they said it was fine. Anyway, I opened the account and it has all been transfered fine, they even entered in this years contributions correctly so they do know I've used it...

hope that's of some use to someone out there
Barry

If you open 2 cash isas in one year, if the tax man finds out, you might be up the sheeter!!
It is your responsibility. I bet Abbey didnt sign a letter to say you told them you had used your yearly entitlement this year...
THey will close account, no interest will be paid and the inland revenue will probably trawl through 7 years of your history all for £100 interest if that.
definately not worth it.

i didnt open two, well, i transferred one to another, so surely I have to have two open at one point? It's not seamless... I've only paid in the 3k this year (and every other year) and the bank know i've paid in my £3k. This wasnt intended to be a 'tax dodge' and was more of avoiding the rules the abbey have.

sorry if i was unclear to begin with