Hi there - thanks for your advice. Actually i guess part of my thinking is that i'm from north wales and would like to move back there at some point. Town is fairly popular with tourists and house is not far from the beach etc.. Another possibility is that i could buy my sisters out, but then a definite return in terms of lettings would be necessary? Also i'm thinking long term investment wise, so although house prices may fall in the near future, by the time i come to collect my pension (a fair way off yet), should be ok.
cheers
hoddoi