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Well done FP!
The estate agent only seemed to have one `argument`....`it`s a confidence issue`. His argument had absolutely no foundation and it makes my heart bleed that it will probably entice a few young people to enter the market.
I hope that the show re-convenes in one year`s time to see who was right. There is no question that it will be FP.
Stephen Nolan T V On B B C Ulster
10.11.08 9pm
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#47
- HPC Veteran
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Posted 10 November 2008 - 10:37 PM
Little Professor, on Nov 10 2008, 06:50 PM, said:
Aww, the poor Norn Iron folks have to watch Nolan while the rest of us get Spooks 
more embarrassed that some of you guys are watching , did you see the state of the audience
we're not all like that
"You only find out who is swimming naked when the tide goes out." Warren Buffet
"We've become a nation of con men, living by selling double-glazing to each other." Fred Dibnah
" You don't like your job, you don't strike. You go in every day and do it really half-assed. That's the American way. " Homer Simpson
Tony Soprano " Sil, break it down for 'em. What two business have traditionally been recession-proof since time immemorial? "
Silvio Dante " Certain aspects of show business and our thing. "
"We've become a nation of con men, living by selling double-glazing to each other." Fred Dibnah
" You don't like your job, you don't strike. You go in every day and do it really half-assed. That's the American way. " Homer Simpson
Tony Soprano " Sil, break it down for 'em. What two business have traditionally been recession-proof since time immemorial? "
Silvio Dante " Certain aspects of show business and our thing. "
#48
- Goodbye Green Shoots, though I never...knew you at all
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Posted 10 November 2008 - 10:39 PM
acceleratorhams, on Nov 10 2008, 10:25 PM, said:
Well done FP!
The estate agent only seemed to have one `argument`....`it`s a confidence issue`. His argument had absolutely no foundation and it makes my heart bleed that it will probably entice a few young people to enter the market.
I hope that the show re-convenes in one year`s time to see who was right. There is no question that it will be FP.
The estate agent only seemed to have one `argument`....`it`s a confidence issue`. His argument had absolutely no foundation and it makes my heart bleed that it will probably entice a few young people to enter the market.
I hope that the show re-convenes in one year`s time to see who was right. There is no question that it will be FP.
Well, the EA provided no substance for his claim that the market bottomed out this month !
More absurd nonsense !
This post has been edited by Master Of Puppets: 10 November 2008 - 10:40 PM
The Sibley Thread Bomb - A How-To Guide
Contsruct: Put together between three and seven well-spaced lines of OTT blind optimism. Steer well clear of economics and stick to spurious anecdotals and the odd wild prediction. Finish off with "I told you so". Maximum impact, minimum detail. Nice!
Target: Find a thread with plenty of action going on. A "green shoots" thread is preferable, but any thread started by a fellow Bull usually works. If Harry Monk is there, even better!
Deploy: When it's least expected, throw the thread bomb into the target area and quickly move to a safe distance. Watch the thread bomb go off and create chaos among the Bears. Wait a while, then throw another one in for good measure. Job done.
Contsruct: Put together between three and seven well-spaced lines of OTT blind optimism. Steer well clear of economics and stick to spurious anecdotals and the odd wild prediction. Finish off with "I told you so". Maximum impact, minimum detail. Nice!
Target: Find a thread with plenty of action going on. A "green shoots" thread is preferable, but any thread started by a fellow Bull usually works. If Harry Monk is there, even better!
Deploy: When it's least expected, throw the thread bomb into the target area and quickly move to a safe distance. Watch the thread bomb go off and create chaos among the Bears. Wait a while, then throw another one in for good measure. Job done.
QUOTE
"Mr Brown does still keep in touch with Prudence, but only via a Ouija board." - Jeff Randall April 09
#49
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- Joined: 07-October 08
Posted 10 November 2008 - 10:49 PM
renterbob, on Nov 10 2008, 10:22 PM, said:
If you want to slag him off, do it now before he gets out the blackberry on the flight back to civilisation.
Flying to NI, he must be NUTS!
Flying to NI, he must be NUTS!
Nuts? Why ? Northern Ireland has the most expensive houses this side of Monaco ! Did you not hear how lavish it has become?
The Sibley Thread Bomb - A How-To Guide
Contsruct: Put together between three and seven well-spaced lines of OTT blind optimism. Steer well clear of economics and stick to spurious anecdotals and the odd wild prediction. Finish off with "I told you so". Maximum impact, minimum detail. Nice!
Target: Find a thread with plenty of action going on. A "green shoots" thread is preferable, but any thread started by a fellow Bull usually works. If Harry Monk is there, even better!
Deploy: When it's least expected, throw the thread bomb into the target area and quickly move to a safe distance. Watch the thread bomb go off and create chaos among the Bears. Wait a while, then throw another one in for good measure. Job done.
Contsruct: Put together between three and seven well-spaced lines of OTT blind optimism. Steer well clear of economics and stick to spurious anecdotals and the odd wild prediction. Finish off with "I told you so". Maximum impact, minimum detail. Nice!
Target: Find a thread with plenty of action going on. A "green shoots" thread is preferable, but any thread started by a fellow Bull usually works. If Harry Monk is there, even better!
Deploy: When it's least expected, throw the thread bomb into the target area and quickly move to a safe distance. Watch the thread bomb go off and create chaos among the Bears. Wait a while, then throw another one in for good measure. Job done.
QUOTE
"Mr Brown does still keep in touch with Prudence, but only via a Ouija board." - Jeff Randall April 09
#50
- I am NOT Anthea Turner
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Posted 10 November 2008 - 10:58 PM
doccyboy, on Nov 10 2008, 10:04 PM, said:
This is one of the houses that agent Templeton Robinson is trying to sell in Belfast
http://www.propertynews.com/brochure.php?r...=1&sort=h2l
You could get a chateau in France for less.
http://www.propertynews.com/brochure.php?r...=1&sort=h2l
You could get a chateau in France for less.
You could buy France for less than that! And I thought prices here were expensive.
Ok, we were right all along. It doesn't make the resulting outcome any less uncomfortable though.
Gold is a metal, not a currency. Gold is denominated in dollars. It's price in other currencies is related to the dollar exchange rate with those currencies.
Nothing I have stated above should be taken as financial advice as I am not qualified or authorised to provide financial advice other than to myself
Gold is a metal, not a currency. Gold is denominated in dollars. It's price in other currencies is related to the dollar exchange rate with those currencies.
Nothing I have stated above should be taken as financial advice as I am not qualified or authorised to provide financial advice other than to myself
#51
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Posted 10 November 2008 - 10:59 PM
Swipe, on Nov 10 2008, 10:00 PM, said:
The estate agent thinks it's the bottom?
If he's anything like our EA's in Farnham, then he both thinks - and talks - OUT of his bottom!!!
B
The happiest moments of my life have been the few which I have passed at home in the bosom of my family.
-- Thomas Jefferson
Except, of course, I'm not allowed to - because Gordon Brown and his cronies have decided I have to work away, at least five nights a week, to pay their expenses - and to (nearly) afford a shoe box to bring my beautiful family up in.
Thanks To$ser.....
-- Thomas Jefferson
Except, of course, I'm not allowed to - because Gordon Brown and his cronies have decided I have to work away, at least five nights a week, to pay their expenses - and to (nearly) afford a shoe box to bring my beautiful family up in.
Thanks To$ser.....
#52
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Posted 10 November 2008 - 11:26 PM
The only good thing to come out that show was me finding this website 
It was a ridiculous show but no less than I would have expected. No discussion of solid evidence, just biased anecdotes from an estate agent with a vested interest in rising prices. I mean, are they really that ill informed? I'm a hopeful first time buyer and I've been able to find out about things like the affordability indices and first time buyer earnings to house value ratios with minimal internet research. They must know about this stuff, are they really just trying squeeze a few extra sales in a tough climate? Do they think they can influence the influence the market with this crap? The rest of the mainstream media are the same in NI. I was listening to a news show on BBC Radio Ulster about a week ago and they had a property developer on (from Hagan Homes I think) saying that he thought prices would rise in the new year because "I have had lots of enquiries from first time buyers who are a bit apprehensive at the minute and will have deposits ready to act in the new year" Really? This made the news! No mention of affordability for first time buyers or discussion on the wider economy.
Anyway, glad I found this site, lots of interesting info. I'm a first time buyer and am looking for advice/discussion on Northern Ireland, where's the best place to ask? I have a deposit and obviously want to go for max value. I was thinking of buying once the FTB_HPER (first time buyer house price to earnings ratio) gets to about 4 and/or when the affordability index gets to about 100. Does this sound reasonable? According to the nationwide website, the FTB_HPER is currently 5.3 with an affordability index of 158.8 and an average price of £160K.
It was a ridiculous show but no less than I would have expected. No discussion of solid evidence, just biased anecdotes from an estate agent with a vested interest in rising prices. I mean, are they really that ill informed? I'm a hopeful first time buyer and I've been able to find out about things like the affordability indices and first time buyer earnings to house value ratios with minimal internet research. They must know about this stuff, are they really just trying squeeze a few extra sales in a tough climate? Do they think they can influence the influence the market with this crap? The rest of the mainstream media are the same in NI. I was listening to a news show on BBC Radio Ulster about a week ago and they had a property developer on (from Hagan Homes I think) saying that he thought prices would rise in the new year because "I have had lots of enquiries from first time buyers who are a bit apprehensive at the minute and will have deposits ready to act in the new year" Really? This made the news! No mention of affordability for first time buyers or discussion on the wider economy.
Anyway, glad I found this site, lots of interesting info. I'm a first time buyer and am looking for advice/discussion on Northern Ireland, where's the best place to ask? I have a deposit and obviously want to go for max value. I was thinking of buying once the FTB_HPER (first time buyer house price to earnings ratio) gets to about 4 and/or when the affordability index gets to about 100. Does this sound reasonable? According to the nationwide website, the FTB_HPER is currently 5.3 with an affordability index of 158.8 and an average price of £160K.
This post has been edited by Reraise: 10 November 2008 - 11:29 PM
#53
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Posted 10 November 2008 - 11:29 PM
Can this programme be posted on the HPC server sometime?
.........................................................................................................................................................................
#54
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Posted 10 November 2008 - 11:31 PM
Reraise, on Nov 10 2008, 11:26 PM, said:
The only good thing to come out that show was me finding this website
It was a ridiculous show but no less than I would have expected. No discussion of solid evidence, just biased anecdotes from an estate agent with a vested interest in rising prices. I mean, are they really that ill informed? I'm a hopeful first time buyer and I've been able to find out about things like the affordability indices and first time buyer earnings to house value ratios with minimal internet research. They must know about this stuff, are they really just trying squeeze a few extra sales in a tough climate? Do they think they can influence the influence the market with this crap? The rest of the mainstream media are the same in NI. I was listening to a news show on BBC Radio Ulster about a week ago and they had a property developer on (from Hagan Homes I think) saying that he thought prices would rise in the new year because "I have had lots of enquiries from first time buyers who are a bit apprehensive at the minute and will have deposits ready to act in the new year" Really? This made the news! No mention of affordability for first time buyers or discussion on the wider economy.
Anyway, glad I found this site, lots of interesting info. I'm a first time buyer and am looking for advice/discussion on Northern Ireland, where's the best place to ask? I have a deposit and obviously want to go for max value. I was thinking of buying once the FTB_HPER (first time buyer house price to earnings ratio) gets to about 4 and/or when the affordability index gets to about 100. Does this sound reasonable? According to the nationwide website, the FTB_HPER is currently 5.3 with an affordability index of 158.8 and an average price of £160K.
It was a ridiculous show but no less than I would have expected. No discussion of solid evidence, just biased anecdotes from an estate agent with a vested interest in rising prices. I mean, are they really that ill informed? I'm a hopeful first time buyer and I've been able to find out about things like the affordability indices and first time buyer earnings to house value ratios with minimal internet research. They must know about this stuff, are they really just trying squeeze a few extra sales in a tough climate? Do they think they can influence the influence the market with this crap? The rest of the mainstream media are the same in NI. I was listening to a news show on BBC Radio Ulster about a week ago and they had a property developer on (from Hagan Homes I think) saying that he thought prices would rise in the new year because "I have had lots of enquiries from first time buyers who are a bit apprehensive at the minute and will have deposits ready to act in the new year" Really? This made the news! No mention of affordability for first time buyers or discussion on the wider economy.
Anyway, glad I found this site, lots of interesting info. I'm a first time buyer and am looking for advice/discussion on Northern Ireland, where's the best place to ask? I have a deposit and obviously want to go for max value. I was thinking of buying once the FTB_HPER (first time buyer house price to earnings ratio) gets to about 4 and/or when the affordability index gets to about 100. Does this sound reasonable? According to the nationwide website, the FTB_HPER is currently 5.3 with an affordability index of 158.8 and an average price of £160K.
Excellent news ! Welcome to the team !
The Sibley Thread Bomb - A How-To Guide
Contsruct: Put together between three and seven well-spaced lines of OTT blind optimism. Steer well clear of economics and stick to spurious anecdotals and the odd wild prediction. Finish off with "I told you so". Maximum impact, minimum detail. Nice!
Target: Find a thread with plenty of action going on. A "green shoots" thread is preferable, but any thread started by a fellow Bull usually works. If Harry Monk is there, even better!
Deploy: When it's least expected, throw the thread bomb into the target area and quickly move to a safe distance. Watch the thread bomb go off and create chaos among the Bears. Wait a while, then throw another one in for good measure. Job done.
Contsruct: Put together between three and seven well-spaced lines of OTT blind optimism. Steer well clear of economics and stick to spurious anecdotals and the odd wild prediction. Finish off with "I told you so". Maximum impact, minimum detail. Nice!
Target: Find a thread with plenty of action going on. A "green shoots" thread is preferable, but any thread started by a fellow Bull usually works. If Harry Monk is there, even better!
Deploy: When it's least expected, throw the thread bomb into the target area and quickly move to a safe distance. Watch the thread bomb go off and create chaos among the Bears. Wait a while, then throw another one in for good measure. Job done.
QUOTE
"Mr Brown does still keep in touch with Prudence, but only via a Ouija board." - Jeff Randall April 09
#55
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Posted 10 November 2008 - 11:37 PM
Harry Monk, on Nov 10 2008, 11:29 PM, said:
Can this programme be posted on the HPC server sometime?
I'm pretty sure it will go up but might not be for a few days.
Well, some incredible examples of stupidity. Loved the cretin who phoned in to slag FP off for daring to drag the Northern Ireland house market down with his talk of futher falls
Also, the EA guy they had on was a complete idiot. Kept insisting that the market had bottomed out (30% down on the year and dropping like a stone) even though all anecdotal evidence was that houses were stil stupidly overpriced and nothing was shifting. Why no-one took him up on it is beyond me - I thought FP would have ripped him a new one.
Of course, the fact that the presenter is a multiple BTL owning prat with zero charm probably didn't help. The dicussion just meanered all over the place with no real direction, a bit of a disappointment really.
Plus ça change, plus c'est la même chose
#56
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Posted 10 November 2008 - 11:39 PM
vicmac64, on Nov 10 2008, 10:04 PM, said:
Fantastic, FP is the bees knees. A real authority that stands head and tails above the dregs of our financial and banking community.
Well done Jonathan Davis.
My dream team - PM Simon Weston, Chancellor of the exchequer Jonathan Davis, Foreign Secretary Realist Bear.
Heads and tails they would be compared the scum we have in power and those that currently vie for power from the conservative and lib dems.
Well done Jonathan Davis.
My dream team - PM Simon Weston, Chancellor of the exchequer Jonathan Davis, Foreign Secretary Realist Bear.
Heads and tails they would be compared the scum we have in power and those that currently vie for power from the conservative and lib dems.
Simon Weston? Not the melted face Falklands hero? Are you going for a McCain sympathy-combined-with-having-once-read an-Andy-McNab-novel thing?
Don't forget John Smeaton as Minister of Defence.
#57
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Posted 10 November 2008 - 11:47 PM
There are 2 threads on this, might as well post in them both.
I agree with your points mash. I take it FP=fancy pants= mod of this forum? Anyway, the angry caller was quite funny, "it's a disgrace he's on here saying prices are going to fall, what we need is buyer confidence." lol. Are there any Northern Ireland threads?
Reraise, on Nov 10 2008, 11:37 PM, said:
The only good thing to come out that show was me finding this website rolleyes.gif
It was a ridiculous show but no less than I would have expected. No discussion of solid evidence, just biased anecdotes from an estate agent with a vested interest in rising prices. I mean, are they really that ill informed? I'm a hopeful first time buyer and I've been able to find out about things like the affordability indices and first time buyer earnings to house value ratios with minimal internet research. They must know about this stuff, are they really just trying squeeze a few extra sales in a tough climate? Do they think they can influence the influence the market with this crap? The rest of the mainstream media are the same in NI. I was listening to a news show on BBC Radio Ulster about a week ago and they had a property developer on (from Hagan Homes I think) saying that he thought prices would rise in the new year because "I have had lots of enquiries from first time buyers who are a bit apprehensive at the minute and will have deposits ready to act in the new year" Really? This made the news! No mention of affordability for first time buyers or discussion on the wider economy.
Anyway, glad I found this site, lots of interesting info. I'm a first time buyer and am looking for advice/discussion on Northern Ireland, where's the best place to ask? I have a deposit and obviously want to go for max value. I was thinking of buying once the FTB_HPER (first time buyer house price to earnings ratio) gets to about 4 and/or when the affordability index gets to about 100. Does this sound reasonable? According to the nationwide website, the FTB_HPER is currently 5.3 with an affordability index of 158.8 and an average price of £160K.
It was a ridiculous show but no less than I would have expected. No discussion of solid evidence, just biased anecdotes from an estate agent with a vested interest in rising prices. I mean, are they really that ill informed? I'm a hopeful first time buyer and I've been able to find out about things like the affordability indices and first time buyer earnings to house value ratios with minimal internet research. They must know about this stuff, are they really just trying squeeze a few extra sales in a tough climate? Do they think they can influence the influence the market with this crap? The rest of the mainstream media are the same in NI. I was listening to a news show on BBC Radio Ulster about a week ago and they had a property developer on (from Hagan Homes I think) saying that he thought prices would rise in the new year because "I have had lots of enquiries from first time buyers who are a bit apprehensive at the minute and will have deposits ready to act in the new year" Really? This made the news! No mention of affordability for first time buyers or discussion on the wider economy.
Anyway, glad I found this site, lots of interesting info. I'm a first time buyer and am looking for advice/discussion on Northern Ireland, where's the best place to ask? I have a deposit and obviously want to go for max value. I was thinking of buying once the FTB_HPER (first time buyer house price to earnings ratio) gets to about 4 and/or when the affordability index gets to about 100. Does this sound reasonable? According to the nationwide website, the FTB_HPER is currently 5.3 with an affordability index of 158.8 and an average price of £160K.
I agree with your points mash. I take it FP=fancy pants= mod of this forum? Anyway, the angry caller was quite funny, "it's a disgrace he's on here saying prices are going to fall, what we need is buyer confidence." lol. Are there any Northern Ireland threads?
#58
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Posted 10 November 2008 - 11:51 PM
Reraise, on Nov 10 2008, 11:47 PM, said:
There are 2 threads on this, might as well post in them both.
I agree with your points mash. I take it FP=fancy pants= mod of this forum? Anyway, the angry caller was quite funny, "it's a disgrace he's on here saying prices are going to fall, what we need is buyer confidence." lol. Are there any Northern Ireland threads?
I agree with your points mash. I take it FP=fancy pants= mod of this forum? Anyway, the angry caller was quite funny, "it's a disgrace he's on here saying prices are going to fall, what we need is buyer confidence." lol. Are there any Northern Ireland threads?
There's a whole sub-forum and extremely active it is too!
NI House prices subforum
(FP = Financial Planner, a poster on this site. He was the guy on the show)
Plus ça change, plus c'est la même chose
#59
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Posted 10 November 2008 - 11:54 PM
http://www.belfasttelegraph.co.uk/lifestyl...e-13999645.html
Stephen likes his grub, and his properties...
'I have a few houses in Belfast..they ain't making land any more..'
Stephen likes his grub, and his properties...
'I have a few houses in Belfast..they ain't making land any more..'
'And while I live, no fool or noble knave
Shall walk this world, in credit, to his grave..'
'The pension system has been a very nice gravy train for all of those involved except for those paying into it.'
'Let's see if we can get it for the asking price..' Kirstie Allsop
"Be under no illusion. You will not escape the net..." S'rAlan Sugar
Sex, drugs and sausage rolls...
The House of Lords: 'The Ermine Vermin....'
Shall walk this world, in credit, to his grave..'
'The pension system has been a very nice gravy train for all of those involved except for those paying into it.'
'Let's see if we can get it for the asking price..' Kirstie Allsop
"Be under no illusion. You will not escape the net..." S'rAlan Sugar
Sex, drugs and sausage rolls...
The House of Lords: 'The Ermine Vermin....'
#60
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Posted 10 November 2008 - 11:58 PM
the end is nigh, on Nov 10 2008, 10:58 PM, said:
You could buy France for less than that! And I thought prices here were expensive.
OMG thats much more expensive than even nice north London suburbs (which are overpriced too!).