[cupidstunt]

Quote

As I understand it, my priority debts are those which could lead to me losing my property or facing court action - for example, council tax.

http://news.bbc.co.u...ess/5075122.stm

......and your BTL mortgages? Funny you seem to have gone very quiet about those!

This post has been edited by cupidstunt: 15 June 2006 - 08:48 AM

[giri]

"I find it quite shocking these creditors do not seem to be taking my financial plight seriously."

Shame she didn't take her financial 'plight' more seriously before getting so far into debt really. What does she expect?

[munimula]

THESE GOOGLE ADS IN THE FORUM SPACE HAVE TO BE THE WORST EXAMPLE OF ADVERTISING THAT I HAVE COME ACROSS ON THE WEB!! THE THREADS GET LONG ENOUGH AS IT IS WITH PEOPLE COPYING PREVIOUS COMMENTS

AND AN ADVERT FOR F*CKING ESTONIAN PROPERTY ON A HOUSEPRICECRASH WEBSITE - HAVE THE NEW OWNERS OF THIS SITE GONE COMPLETELY STUPID.

FIRST THEY'VE DESTROYED THE BLOG ALLOWING EVERYONE TO POST THEIR WANNABE JOURNALIST COMMENTS NOW THEY ARE DESTROYING THE FORUM SPACE WITH ADVERTS THAT AREN'T EVEN RELEVANT TO THE USERS OF THIS SITE!

This post has been edited by munimula: 15 June 2006 - 09:08 AM

[ca-uk]

Quote

Often, though, the overriding impression I am given is that I should be ashamed, humiliated by not being able to meet my debt repayments for a short period of time.

I feel sometimes as if the person on the other end of the phone is blaming me.

Erm, then who is to blame? Ahh, silly me, somebody else but you, of course. Silly moo.

Quote

We go into the reason for my cash crisis; namely, the early termination of my freelance contract when I revealed to my employer that I was pregnant.

Ahh, so over leverage and lack of contingency were nothing to do with it.

I tell you what, if this moo is an IT contractor i'd never want her working on my systems - she has a complete lack of foresight.

[devslim]

Quote

Often, though, the overriding impression I am given is that I should be ashamed, humiliated by not being able to meet my debt repayments for a short period of time.

I feel sometimes as if the person on the other end of the phone is blaming me.

Er yes...and?

Silly cow.

I get the distinct impression she feels as if she should have some sort of special treatment because she is pregnant. Did it not occur to her that having a baby while being thousands in the red probably wasn't the best of ideas?

[starship fighter]

she makes me want to vomit. what a pathetic specimen she is.

[lulu]

devslim, on Jun 15 2006, 10:21 AM, said:

Er yes...and?

Silly cow.

I get the distinct impression she feels as if she should have some sort of special treatment because she is pregnant. Did it not occur to her that having a baby while being thousands in the red probably wasn't the best of ideas?

But she was "borrowing to secure her financial future" - or some other guff on those lines.

I think she should have thought through her plans before buying the BTL - no matter how small it is.

No sympathy from this corner - if I can resist the temptation to borrow excessive amounts of money then so can everyone else.

[non-FTBer]

Bit galling isn't it?

I wonder what she would think of me if I borrowed £100K and put it on a horse?

Thats the equivalent of what you're doing if you buy into some BTLs without doing your research, or sink money into a small business without a very good plan of how it will turn around.

F***KING MORON.

[Beaker]

Maybe the banks will be happy with their £1 per month.... let's wait until the value of those houses start falling and see how long it takes the bank to repossess and cut their losses!!

perhaps she just thought that the rise in house prices over the next 10 years would pay off all of her debt? - ahh.. oh... errr.. so house prices aren't rising?? - poor dear.

[mallory]

ca-uk, on Jun 15 2006, 10:17 AM, said:

Erm, then who is to blame? Ahh, silly me, somebody else but you, of course. Silly moo.
Ahh, so over leverage and lack of contingency were nothing to do with it.

I tell you what, if this moo is an IT contractor i'd never want her working on my systems - she has a complete lack of foresight.

"We go into the reason for my cash crisis; namely, the early termination of my freelance contract when I revealed to my employer that I was pregnant. "

i employ IT Contractors, i'd never employ her again if she failed to tell me she was pregnant, complete and utter lack of professionalism

[MarkG]

Quote

"I find it quite shocking these creditors do not seem to be taking my financial plight seriously."

I'm sure they're taking it far more seriously than she is: they're probably deciding which property to reposess first...

What I don't understand is why this silly woman is considered 'news' on the BBC? Surely it should be in the comedy section?

[befuddled]

I have very mixed feelings about this. It is clear that she has been a victim of her own greed, but what caused her to think that she could do everything that she has with impunity? So many people are horribly undereducated in running their own finances and are essentially led into trouble by marketing, must-have-now culture and spin. So on that level I really pity her and the countless thousands currently in a similar positions.

For me, the reason I have no time for her situation is that she has clearly gone crying to the BBC in order to get sympathy and better treatment by her creditors because she thinks it is an easy way out. She clearly thinks that pulling at heart-strings of the public will grant her leniency from her creditors.

So, so many tragic personal stories to come before the end.....

[eek]

Its self inflicted, no sympathy. An IT contractor should have plenty of cash in the bank to cover times without work (heck I've got 1 years worth and have been in a safe permanent role for the past 18 months).

Pregancy or such is just a convenient excuse. Lack of cash and foresight is simply gross stupidity.

[cupidstunt]

Here's the link to her husbands "restaurant"

http://www.pressbox....iled/12160.html

Wine, dine and WiFi - oh goody that's just what I want

and then if course there's her IFA Bloody hell IFA? You're going bankrupt it should be an IVA

http://www.thisismon...35&in_page_id=3

This post has been edited by cupidstunt: 15 June 2006 - 11:28 AM

[charmer]

SAYARA BEG (pictured with daughter Alice, two) has been using an IFA for ten years and won't make an investment decision without contacting him.

Sayara, from London, consulted IFA Julian Nurse of Select Financial Solutions about Alice's Child Trust Fund voucher and put the money into Invesco Perpetual Worldwide - a fund investing in a range of shares from around the world.

Sayara, 36, a freelance IT consultant says: 'I first went to Julian ten years ago when I was in my mid-20s. I needed someone willing to demystify things for me. Now I wouldn't make a financial move without asking for his help.'

http://www.thisismon...35&in_page_id=3

Well, maybe you should ask hime how to pay off debts with no income darlin'