Sign In »
Register Now!
Help
this is how low it's got.
if you have 'money', get it into something (anything) else.
Santander Isa just seen an advert
#1
- HPC Veteran
-
- Group: Members
- Posts: 2,571
- Joined: 07-November 07
Posted 01 April 2012 - 06:43 PM
+1% if jimmy mcilroy wins a major this year
this is how low it's got.
if you have 'money', get it into something (anything) else.
this is how low it's got.
if you have 'money', get it into something (anything) else.
Back to top
MultiQuote
#2
- Targ
-
- Group: Members
- Posts: 11,233
- Joined: 15-December 07
Posted 01 April 2012 - 06:47 PM
bendybogle, on 01 April 2012 - 06:43 PM, said:
+1% if jimmy mcilroy wins a major this year
this is how low it's got.
if you have 'money', get it into something (anything) else.
this is how low it's got.
if you have 'money', get it into something (anything) else.
I thought it was +0.1%. The 4% for two years is good enough to get our £10K next week though.
.
See Below:
It looks to me like there is a massive coordinated attempt by the various VIs to engineer a spring bounce by press releases and trolling popular Internet forums such as this.
Following the reported 1.9% monthly rise from a government controlled lender and the (expected) 0.5% rate cut, this forum seems to be targeted by bulls, many joining in the last few day to talk up the market.
The general drift seems to be... 'Savings accounts are paying a pittance so get into property now and pick up a bargain'.
I wonder if the various EA and lenders associations are emailing their members, suggesting that joining this forum to talk up the market would be a good idea.
Note: The above was posted in late January 2009, the following is updated as and when required.
See Below:
It looks to me like there is a massive coordinated attempt by the various VIs to engineer a spring bounce by press releases and trolling popular Internet forums such as this.
Following the reported 1.9% monthly rise from a government controlled lender and the (expected) 0.5% rate cut, this forum seems to be targeted by bulls, many joining in the last few day to talk up the market.
The general drift seems to be... 'Savings accounts are paying a pittance so get into property now and pick up a bargain'.
I wonder if the various EA and lenders associations are emailing their members, suggesting that joining this forum to talk up the market would be a good idea.
Note: The above was posted in late January 2009, the following is updated as and when required.
#3
- HPC Veteran
-
- Group: Members
- Posts: 2,707
- Joined: 18-September 06
Posted 01 April 2012 - 07:12 PM
Yep, 0.1% bonus if Rory McIlroy wins a major. Pretty pointless gimmick
http://www.telegraph...r-cash-Isa.html
http://www.telegraph...r-cash-Isa.html
#4
- I live on HPC!
-
- Group: New Members
- Posts: 7,906
- Joined: 23-February 09
Posted 01 April 2012 - 07:31 PM
Yes, but you get a rate of 4%
that's double the BOE's inflation target
So much for ZIRP and NIRP
that's double the BOE's inflation target
So much for ZIRP and NIRP
#5
- HPC Guru
-
- Group: Members
- Posts: 5,893
- Joined: 21-February 10
Posted 01 April 2012 - 07:34 PM
It's a gimmick. 0.1% is f all. The rate is still very good though and beats the shit out of the other 2 year fixes. Although beware you can only find it between the 6th and 14th of April.
Same for the instant access. 3.3% worth the risk of the shit customer service and I've had worse from Halifax anyway.
Same for the instant access. 3.3% worth the risk of the shit customer service and I've had worse from Halifax anyway.
Remember that buying a house is a highly leveraged investment and can result in losses that exceed your initial deposit. Buying a house may not be suitable for everyone, so please ensure that you fully understand the risks involved.
"The time to buy is when blood is running in the streets" Baron Nathan Rothschild
"The time to buy is when blood is running in the streets" Baron Nathan Rothschild
#6
- HPC Veteran
-
- Group: Members
- Posts: 1,172
- Joined: 18-July 09
Posted 01 April 2012 - 07:46 PM
bendybogle, on 01 April 2012 - 06:43 PM, said:
+1% if jimmy mcilroy wins a major this year
this is how low it's got.
if you have 'money', get it into something (anything) else.
this is how low it's got.
if you have 'money', get it into something (anything) else.
And I will raise you a http://www.halifax.c...ers-prize-draw/
#7
- HPC Veteran
-
- Group: New Members
- Posts: 2,510
- Joined: 31-December 10
Posted 01 April 2012 - 07:54 PM
That's nothing. I heard the Spanish government will honour all foreign debts if Seve Ballesteros wins.
#8
- is fluffy
-
- Group: Members
- Posts: 7,894
- Joined: 25-July 08
Posted 01 April 2012 - 08:03 PM
Bruce Banner, on 01 April 2012 - 06:47 PM, said:
I thought it was +0.1%. The 4% for two years is good enough to get our £10K next week though.
It's IceSave all over again.
You're all idiots.
It's time to pay the piper. There is no magician who will magic away the debt. Someone is going to have to pay it. Bend over and prepare to make payment.
In this glorious nation of ours, if you work hard and keep your head down for 25 years then you too can aspire to own one-eighth of a one bedroom flat in Manchester.
My mum and day always tell me how important it is to save to buy a house. They should know, it took them nearly 6 months to save for theirs. As teenagers, they bought a 3 bed semi.
In this glorious nation of ours, if you work hard and keep your head down for 25 years then you too can aspire to own one-eighth of a one bedroom flat in Manchester.
My mum and day always tell me how important it is to save to buy a house. They should know, it took them nearly 6 months to save for theirs. As teenagers, they bought a 3 bed semi.
#9
- Targ
-
- Group: Members
- Posts: 11,233
- Joined: 15-December 07
Posted 01 April 2012 - 08:22 PM
RufflesTheGuineaPig, on 01 April 2012 - 08:03 PM, said:
It's IceSave all over again.
You're all idiots.
You're all idiots.
It's covered by the FSA thingy, making it as safe as any other bank operating in UK.
Icesave's savers unlimited bailout by Brown was a disgrace and I like to think this government wouldn't do that, but small amounts (under £85K) are a different matter.
.
See Below:
It looks to me like there is a massive coordinated attempt by the various VIs to engineer a spring bounce by press releases and trolling popular Internet forums such as this.
Following the reported 1.9% monthly rise from a government controlled lender and the (expected) 0.5% rate cut, this forum seems to be targeted by bulls, many joining in the last few day to talk up the market.
The general drift seems to be... 'Savings accounts are paying a pittance so get into property now and pick up a bargain'.
I wonder if the various EA and lenders associations are emailing their members, suggesting that joining this forum to talk up the market would be a good idea.
Note: The above was posted in late January 2009, the following is updated as and when required.
See Below:
It looks to me like there is a massive coordinated attempt by the various VIs to engineer a spring bounce by press releases and trolling popular Internet forums such as this.
Following the reported 1.9% monthly rise from a government controlled lender and the (expected) 0.5% rate cut, this forum seems to be targeted by bulls, many joining in the last few day to talk up the market.
The general drift seems to be... 'Savings accounts are paying a pittance so get into property now and pick up a bargain'.
I wonder if the various EA and lenders associations are emailing their members, suggesting that joining this forum to talk up the market would be a good idea.
Note: The above was posted in late January 2009, the following is updated as and when required.
#10
- HPC Regular
-
- Group: Members
- Posts: 517
- Joined: 29-July 10
Posted 01 April 2012 - 08:23 PM
Having spent 2 hours trying to access my accounts anything Sanatnader related is wearing pretty thin.
We went from its google chromes fault to cannot accept pass words with any two digits being in a sequence to have you enabled cookies to finally admitting that the computer has wiped your registration and we will mail new logon details out to you.
My new (next month) ISA will NOT be with Santander.
We went from its google chromes fault to cannot accept pass words with any two digits being in a sequence to have you enabled cookies to finally admitting that the computer has wiped your registration and we will mail new logon details out to you.
My new (next month) ISA will NOT be with Santander.
Closer than you think!
This species has amused itself to debt.
This species has amused itself to debt.
#11
- I live on HPC!
-
- Group: New Members
- Posts: 7,906
- Joined: 23-February 09
Posted 01 April 2012 - 08:23 PM
RufflesTheGuineaPig, on 01 April 2012 - 08:03 PM, said:
It's IceSave all over again.
You're all idiots.
You're all idiots.
Covered by the same UK government guarantee as all other banks
#12
- HPC Guru
-
- Group: Members
- Posts: 5,893
- Joined: 21-February 10
Posted 01 April 2012 - 08:28 PM
RufflesTheGuineaPig, on 01 April 2012 - 08:03 PM, said:
It's IceSave all over again.
You're all idiots.
You're all idiots.
Blame the BOE ZIRP causes a flight to higher yielding, higher risk assets. I also have £50k in 8x leveraged crude ETFs*
*not really...
...It's only £45k
Remember that buying a house is a highly leveraged investment and can result in losses that exceed your initial deposit. Buying a house may not be suitable for everyone, so please ensure that you fully understand the risks involved.
"The time to buy is when blood is running in the streets" Baron Nathan Rothschild
"The time to buy is when blood is running in the streets" Baron Nathan Rothschild
#13
- Targ
-
- Group: Members
- Posts: 11,233
- Joined: 15-December 07
Posted 01 April 2012 - 08:30 PM
man o, on 01 April 2012 - 08:23 PM, said:
Having spent 2 hours trying to access my accounts anything Sanatnader related is wearing pretty thin.
We went from its google chromes fault to cannot accept pass words with any two digits being in a sequence to have you enabled cookies to finally admitting that the computer has wiped your registration and we will mail new logon details out to you.
My new (next month) ISA will NOT be with Santander.
We went from its google chromes fault to cannot accept pass words with any two digits being in a sequence to have you enabled cookies to finally admitting that the computer has wiped your registration and we will mail new logon details out to you.
My new (next month) ISA will NOT be with Santander.
Not too much of a problem on an account that you don't intend to touch for a couple of years though.
.
See Below:
It looks to me like there is a massive coordinated attempt by the various VIs to engineer a spring bounce by press releases and trolling popular Internet forums such as this.
Following the reported 1.9% monthly rise from a government controlled lender and the (expected) 0.5% rate cut, this forum seems to be targeted by bulls, many joining in the last few day to talk up the market.
The general drift seems to be... 'Savings accounts are paying a pittance so get into property now and pick up a bargain'.
I wonder if the various EA and lenders associations are emailing their members, suggesting that joining this forum to talk up the market would be a good idea.
Note: The above was posted in late January 2009, the following is updated as and when required.
See Below:
It looks to me like there is a massive coordinated attempt by the various VIs to engineer a spring bounce by press releases and trolling popular Internet forums such as this.
Following the reported 1.9% monthly rise from a government controlled lender and the (expected) 0.5% rate cut, this forum seems to be targeted by bulls, many joining in the last few day to talk up the market.
The general drift seems to be... 'Savings accounts are paying a pittance so get into property now and pick up a bargain'.
I wonder if the various EA and lenders associations are emailing their members, suggesting that joining this forum to talk up the market would be a good idea.
Note: The above was posted in late January 2009, the following is updated as and when required.
#14
- HPC Veteran
-
- Group: New Members
- Posts: 1,604
- Joined: 17-May 07
Posted 01 April 2012 - 09:55 PM
Bruce Banner, on 01 April 2012 - 08:30 PM, said:
Not too much of a problem on an account that you don't intend to touch for a couple of years though.
And in a couple of years when they tell you they have no record of you
This post has been edited by zebbedee: 01 April 2012 - 09:55 PM
As I wandered in the darkness a voice came unto me, it said "smile, be happy, things could get worse". So I smiled and was happy and behold, things did get worse.
"Credit is indeed vital to an economy, but it does not constitute an economy within itself. ... When businesses borrow to fund capital investments, the extra cash flows that result are used to repay the loans. When individuals borrow to spend, loans can only be repaid out of reduced future consumption."-Peter Schiff, Jan 19 2009; <a href="http://www.321gold.com/editorials/schiff/schiff011909.html" My link
"The bold effort the present bank had made to control the government... are but premonitions of the fate that await the American people should they be deluded into a perpetuation of this institution or the establishment of another like it."-Andrew Jackson on the Second Bank of the United States
"The problem with socialism is that eventually you run out of other people's money."-Margaret Thatcher
"If tyranny and oppression come to this land, it will be in the guise of fighting a foreign enemy. Of all the enemies to public liberty, war is perhaps the most to be dreaded because it comprises and develops the germ of every other. War is the parent of armies; from these proceed debts and taxes; and armies, and debts, and taxes are the known instruments for bringing the many under the domination of the few. The loss of liberty at home is to be charged to the provisions against danger, real or imagined, from abroad." - James Madison
"Faced with the choice between changing one's mind and proving that there is no need to do so, almost everyone gets busy on the proof."
John Kenneth Galbraith
"Credit is indeed vital to an economy, but it does not constitute an economy within itself. ... When businesses borrow to fund capital investments, the extra cash flows that result are used to repay the loans. When individuals borrow to spend, loans can only be repaid out of reduced future consumption."-Peter Schiff, Jan 19 2009; <a href="http://www.321gold.com/editorials/schiff/schiff011909.html" My link
"The bold effort the present bank had made to control the government... are but premonitions of the fate that await the American people should they be deluded into a perpetuation of this institution or the establishment of another like it."-Andrew Jackson on the Second Bank of the United States
"The problem with socialism is that eventually you run out of other people's money."-Margaret Thatcher
"If tyranny and oppression come to this land, it will be in the guise of fighting a foreign enemy. Of all the enemies to public liberty, war is perhaps the most to be dreaded because it comprises and develops the germ of every other. War is the parent of armies; from these proceed debts and taxes; and armies, and debts, and taxes are the known instruments for bringing the many under the domination of the few. The loss of liberty at home is to be charged to the provisions against danger, real or imagined, from abroad." - James Madison
"Faced with the choice between changing one's mind and proving that there is no need to do so, almost everyone gets busy on the proof."
John Kenneth Galbraith
#15
- is fluffy
-
- Group: Members
- Posts: 7,894
- Joined: 25-July 08
Posted 01 April 2012 - 10:46 PM
Interest reflects risk.
I wouldn't bet your money on the government bailing you out.
Unless you donate large amounts to the conservative party.
I wouldn't bet your money on the government bailing you out.
Unless you donate large amounts to the conservative party.
It's time to pay the piper. There is no magician who will magic away the debt. Someone is going to have to pay it. Bend over and prepare to make payment.
In this glorious nation of ours, if you work hard and keep your head down for 25 years then you too can aspire to own one-eighth of a one bedroom flat in Manchester.
My mum and day always tell me how important it is to save to buy a house. They should know, it took them nearly 6 months to save for theirs. As teenagers, they bought a 3 bed semi.
In this glorious nation of ours, if you work hard and keep your head down for 25 years then you too can aspire to own one-eighth of a one bedroom flat in Manchester.
My mum and day always tell me how important it is to save to buy a house. They should know, it took them nearly 6 months to save for theirs. As teenagers, they bought a 3 bed semi.