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#1 rantnrave

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Posted 30 March 2012 - 02:46 PM

Hasn't been updated on HPC but looks like this now:

Posted Image

Any chance of an update here mods?

#2 tomandlu

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Posted 30 March 2012 - 02:48 PM

Hasn't been updated on HPC but looks like this now:

Posted Image

Any chance of an update here mods?


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#3 rantnrave

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Posted 30 March 2012 - 03:01 PM

Comparison...
Posted Image

Edited by rantnrave, 30 March 2012 - 03:11 PM.


#4 GordonBrownSpentMyFuture

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Posted 30 March 2012 - 03:12 PM

I like.

#5 rantnrave

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Posted 30 March 2012 - 03:15 PM

I like.

Do you think this is Facebook or something?

;)

#6 ader

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Posted 30 March 2012 - 03:18 PM

Do you think this is Facebook or something?

;)


innit

#7 kev-all-in

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Posted 30 March 2012 - 03:20 PM

So when does that red trend line turn negative?

If it's based on an average since 1975 how much of a crash would we need to see it start to turn down? a pretty big and long one (ooerr missus) no?

Don't we have better graphs than this to put on our home page?

Edited by kev-all-in, 30 March 2012 - 03:21 PM.


#8 thecrashingisles

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Posted 30 March 2012 - 03:23 PM

Don't we have better graphs than this to put on our home page?


The house price to earnings one should be there.

Posted Image

#9 kev-all-in

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Posted 30 March 2012 - 03:27 PM

The house price to earnings one should be there.

Posted Image


Yeah, agreed.

#10 tomandlu

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Posted 30 March 2012 - 03:45 PM

I've checked with Fubra support and they will speak to the developers on Monday to see if there is an easy way to update these graphs.


I'm probably being stupid, but if you can't update the files on the fubra server directly, couldn't you replace them with external links to images on a server you can update?
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#11 zebbedee

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Posted 30 March 2012 - 04:17 PM

It's a trend line so it won't 'turn negative'. Think of it as nothing more than a best fit curve through a set of historical points.

As real prices fall, the trend line will continue to be dragged down slowly (and straightened out a little). It's already happening, but it's barely noticeable on a month by month basis.

Personally, I don't like trend lines as they tell you absolutely nothing about the future. Despite this, many people try extrapolating into the future with them.

It could turn 'negative' but that would require quite a bout of deflation and a complete collapse in house prices :) There's nothing to stop the long term trend being negative, well except the government has access to the boys with the printing press. Exponential decay as opposed to growth :))

Edited by zebbedee, 30 March 2012 - 04:18 PM.

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#12 Bruce Banner

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Posted 30 March 2012 - 04:30 PM

The trend line has been dragged up by the recent rampant HPI. It will drop down as prices continue to fall, but it is a bit misleading as it shows us now being below trend although we are still well above average price to earnings ratio. I'll probably start looking to buy when price to earnings ratio gets near to 3.
.



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Lest there be any doubt.

No I believe prices will fall and am astounded that a so called Conservative led government could act in such a stupid way. As you can see from today, there are 2,000 HtB applicants and it has been on MSM none stop all day and they make up about 3.5% of a typical months mortgages.

BTL is a good potential way to bankruptcy and yes sometimes I make points to hopefully make people think.


#13 nmarks

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Posted 30 March 2012 - 06:08 PM

Hasn't been updated on HPC but looks like this now:

Posted Image

Any chance of an update here mods?


When was the trend line last updated? How often is it updated?

Edited by nmarks, 30 March 2012 - 06:10 PM.

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#14 Son of Taeper

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Posted 30 March 2012 - 06:28 PM

Nice sig Milton.
I was lucky enough to be able to afford to buy under the previous Conservative government.
I was also lucky enough to have had a job as well.
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#15 porca misèria

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Posted 30 March 2012 - 08:00 PM

It could turn 'negative' but that would require quite a bout of deflation and a complete collapse in house prices :) There's nothing to stop the long term trend being negative, well except the government has access to the boys with the printing press. Exponential decay as opposed to growth :))

Secular trends that push house prices up include
  • The fall in price of everything else, leaving everyone with more money sloshing around.
  • The downward trend in interest rates.
  • Real improvements adding real value.
Even if we got rid of all the oft-repeated arguments of too many people, demographic trends, two-income households, we'd still have a long way to go before food and clothes take a chunk out of minimum - let alone average - wage. That £50 loaf of bread and £200 t-shirt from Primark would be the kind of things to leave us without spare money to push up house prices.




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