Sign In »
Register Now!
Help
Any chance of an update here mods?
Front Page Graph
Rate Topic:
#1
- HPC Senior Veteran
-
- Group: Members
- Posts: 3,996
- Joined: 13-August 10
Posted 30 March 2012 - 02:46 PM
Hasn't been updated on HPC but looks like this now:
Any chance of an update here mods?
Any chance of an update here mods?
2012 Predictions - made January 1st 2012
- Inflation to drop sharply and to a level that makes pay rises and savings account rates seem half decent
- BTL to be revealed as the next financial disaster in the making as potential tenants buy lower priced houses
- Progress to be made toward the market bottoming out from 2015, so more falls but not as seen in 08-09
Back to top
MultiQuote
#2
- HPC Senior Veteran
-
- Group: Members
- Posts: 3,456
- Joined: 29-October 08
Posted 30 March 2012 - 02:48 PM
rantnrave, on 30 March 2012 - 02:46 PM, said:
Hasn't been updated on HPC but looks like this now:
Any chance of an update here mods?
Any chance of an update here mods?
Look at the poor kitty... Must be seeing things - "it's different this time...."
Buy my book "All the Way Home"
#3
- HPC Senior Veteran
-
- Group: Members
- Posts: 3,996
- Joined: 13-August 10
Posted 30 March 2012 - 03:01 PM
Comparison...
This post has been edited by rantnrave: 30 March 2012 - 03:11 PM
2012 Predictions - made January 1st 2012
- Inflation to drop sharply and to a level that makes pay rises and savings account rates seem half decent
- BTL to be revealed as the next financial disaster in the making as potential tenants buy lower priced houses
- Progress to be made toward the market bottoming out from 2015, so more falls but not as seen in 08-09
#4
- HPC Veteran
-
- Group: Members
- Posts: 1,895
- Joined: 27-April 09
Posted 30 March 2012 - 03:12 PM
I like.
#5
- HPC Senior Veteran
-
- Group: Members
- Posts: 3,996
- Joined: 13-August 10
Posted 30 March 2012 - 03:15 PM
GordonBrownSpentMyFuture, on 30 March 2012 - 03:12 PM, said:
I like.
Do you think this is Facebook or something?
2012 Predictions - made January 1st 2012
- Inflation to drop sharply and to a level that makes pay rises and savings account rates seem half decent
- BTL to be revealed as the next financial disaster in the making as potential tenants buy lower priced houses
- Progress to be made toward the market bottoming out from 2015, so more falls but not as seen in 08-09
#6
- HPC Regular
-
- Group: Members
- Posts: 403
- Joined: 13-December 06
Posted 30 March 2012 - 03:18 PM
rantnrave, on 30 March 2012 - 03:15 PM, said:
Do you think this is Facebook or something?
innit
#7
- HPC Poster
-
- Group: Members
- Posts: 187
- Joined: 28-January 09
Posted 30 March 2012 - 03:20 PM
So when does that red trend line turn negative?
If it's based on an average since 1975 how much of a crash would we need to see it start to turn down? a pretty big and long one (ooerr missus) no?
Don't we have better graphs than this to put on our home page?
If it's based on an average since 1975 how much of a crash would we need to see it start to turn down? a pretty big and long one (ooerr missus) no?
Don't we have better graphs than this to put on our home page?
This post has been edited by kev-all-in: 30 March 2012 - 03:21 PM
#8
- I live on HPC!
-
- Group: Members
- Posts: 11,691
- Joined: 13-April 07
Posted 30 March 2012 - 03:23 PM
kev-all-in, on 30 March 2012 - 03:20 PM, said:
Don't we have better graphs than this to put on our home page?
The house price to earnings one should be there.
#9
- HPC Poster
-
- Group: Members
- Posts: 187
- Joined: 28-January 09
Posted 30 March 2012 - 03:27 PM
thecrashingisles, on 30 March 2012 - 03:23 PM, said:
The house price to earnings one should be there.
Yeah, agreed.
#10
- HPC Senior Veteran
-
- Group: Members
- Posts: 3,456
- Joined: 29-October 08
Posted 30 March 2012 - 03:45 PM
doccyboy, on 30 March 2012 - 03:32 PM, said:
I've checked with Fubra support and they will speak to the developers on Monday to see if there is an easy way to update these graphs.
I'm probably being stupid, but if you can't update the files on the fubra server directly, couldn't you replace them with external links to images on a server you can update?
Buy my book "All the Way Home"
#11
- HPC Veteran
-
- Group: New Members
- Posts: 1,604
- Joined: 17-May 07
Posted 30 March 2012 - 04:17 PM
ianbe, on 30 March 2012 - 03:57 PM, said:
It's a trend line so it won't 'turn negative'. Think of it as nothing more than a best fit curve through a set of historical points.
As real prices fall, the trend line will continue to be dragged down slowly (and straightened out a little). It's already happening, but it's barely noticeable on a month by month basis.
Personally, I don't like trend lines as they tell you absolutely nothing about the future. Despite this, many people try extrapolating into the future with them.
As real prices fall, the trend line will continue to be dragged down slowly (and straightened out a little). It's already happening, but it's barely noticeable on a month by month basis.
Personally, I don't like trend lines as they tell you absolutely nothing about the future. Despite this, many people try extrapolating into the future with them.
It could turn 'negative' but that would require quite a bout of deflation and a complete collapse in house prices
There's nothing to stop the long term trend being negative, well except the government has access to the boys with the printing press. Exponential decay as opposed to growth )
This post has been edited by zebbedee: 30 March 2012 - 04:18 PM
As I wandered in the darkness a voice came unto me, it said "smile, be happy, things could get worse". So I smiled and was happy and behold, things did get worse.
"Credit is indeed vital to an economy, but it does not constitute an economy within itself. ... When businesses borrow to fund capital investments, the extra cash flows that result are used to repay the loans. When individuals borrow to spend, loans can only be repaid out of reduced future consumption."-Peter Schiff, Jan 19 2009; <a href="http://www.321gold.com/editorials/schiff/schiff011909.html" My link
"The bold effort the present bank had made to control the government... are but premonitions of the fate that await the American people should they be deluded into a perpetuation of this institution or the establishment of another like it."-Andrew Jackson on the Second Bank of the United States
"The problem with socialism is that eventually you run out of other people's money."-Margaret Thatcher
"If tyranny and oppression come to this land, it will be in the guise of fighting a foreign enemy. Of all the enemies to public liberty, war is perhaps the most to be dreaded because it comprises and develops the germ of every other. War is the parent of armies; from these proceed debts and taxes; and armies, and debts, and taxes are the known instruments for bringing the many under the domination of the few. The loss of liberty at home is to be charged to the provisions against danger, real or imagined, from abroad." - James Madison
"Faced with the choice between changing one's mind and proving that there is no need to do so, almost everyone gets busy on the proof."
John Kenneth Galbraith
"Credit is indeed vital to an economy, but it does not constitute an economy within itself. ... When businesses borrow to fund capital investments, the extra cash flows that result are used to repay the loans. When individuals borrow to spend, loans can only be repaid out of reduced future consumption."-Peter Schiff, Jan 19 2009; <a href="http://www.321gold.com/editorials/schiff/schiff011909.html" My link
"The bold effort the present bank had made to control the government... are but premonitions of the fate that await the American people should they be deluded into a perpetuation of this institution or the establishment of another like it."-Andrew Jackson on the Second Bank of the United States
"The problem with socialism is that eventually you run out of other people's money."-Margaret Thatcher
"If tyranny and oppression come to this land, it will be in the guise of fighting a foreign enemy. Of all the enemies to public liberty, war is perhaps the most to be dreaded because it comprises and develops the germ of every other. War is the parent of armies; from these proceed debts and taxes; and armies, and debts, and taxes are the known instruments for bringing the many under the domination of the few. The loss of liberty at home is to be charged to the provisions against danger, real or imagined, from abroad." - James Madison
"Faced with the choice between changing one's mind and proving that there is no need to do so, almost everyone gets busy on the proof."
John Kenneth Galbraith
#12
- Targ
-
- Group: Members
- Posts: 11,491
- Joined: 15-December 07
Posted 30 March 2012 - 04:30 PM
The trend line has been dragged up by the recent rampant HPI. It will drop down as prices continue to fall, but it is a bit misleading as it shows us now being below trend although we are still well above average price to earnings ratio. I'll probably start looking to buy when price to earnings ratio gets near to 3.
.
See Below:
It looks to me like there is a massive coordinated attempt by the various VIs to engineer a spring bounce by press releases and trolling popular Internet forums such as this.
Following the reported 1.9% monthly rise from a government controlled lender and the (expected) 0.5% rate cut, this forum seems to be targeted by bulls, many joining in the last few day to talk up the market.
The general drift seems to be... 'Savings accounts are paying a pittance so get into property now and pick up a bargain'.
I wonder if the various EA and lenders associations are emailing their members, suggesting that joining this forum to talk up the market would be a good idea.
Note: The above was posted in late January 2009, the following is updated as and when required.
See Below:
It looks to me like there is a massive coordinated attempt by the various VIs to engineer a spring bounce by press releases and trolling popular Internet forums such as this.
Following the reported 1.9% monthly rise from a government controlled lender and the (expected) 0.5% rate cut, this forum seems to be targeted by bulls, many joining in the last few day to talk up the market.
The general drift seems to be... 'Savings accounts are paying a pittance so get into property now and pick up a bargain'.
I wonder if the various EA and lenders associations are emailing their members, suggesting that joining this forum to talk up the market would be a good idea.
Note: The above was posted in late January 2009, the following is updated as and when required.
#13
- HPC Senior Veteran
-
- Group: New Members
- Posts: 3,473
- Joined: 31-July 07
Posted 30 March 2012 - 06:08 PM
rantnrave, on 30 March 2012 - 02:46 PM, said:
Hasn't been updated on HPC but looks like this now:
Any chance of an update here mods?
Any chance of an update here mods?
When was the trend line last updated? How often is it updated?
This post has been edited by nmarks: 30 March 2012 - 06:10 PM
The 25 Most Dangerous People In Financial Media
There are some things that men must do in order that they remain as men.
It's not what you know, it's what you can prove in court. Didn't you tell me that once?
It is the duty of all good men to nurture the seed of self-destruction that lies at the core of every evil.
The biggest delusion that humans suffer is to abrogate their powers to others then expect something other than despair.
There are some things that men must do in order that they remain as men.
It's not what you know, it's what you can prove in court. Didn't you tell me that once?
It is the duty of all good men to nurture the seed of self-destruction that lies at the core of every evil.
The biggest delusion that humans suffer is to abrogate their powers to others then expect something other than despair.
#14
- HPC Veteran
-
- Group: New Members
- Posts: 2,043
- Joined: 18-July 06
Posted 30 March 2012 - 06:28 PM
Nice sig Milton.
I was lucky enough to be able to afford to buy under the previous Conservative government.
I was also lucky enough to have had a job as well.
Sorting out labors mess will take years imo
I was lucky enough to be able to afford to buy under the previous Conservative government.
I was also lucky enough to have had a job as well.
Sorting out labors mess will take years imo
The views expressed in my posts are my own based upon what I read on other information supplied by other HPC members.
These should not be used a a definitive answer to any posts I attempt to answer.
These should not be used a a definitive answer to any posts I attempt to answer.
#15
- Porcine Aviation Enterprises
-
- Group: Members
- Posts: 12,994
- Joined: 01-September 08
Posted 30 March 2012 - 08:00 PM
zebbedee, on 30 March 2012 - 04:17 PM, said:
It could turn 'negative' but that would require quite a bout of deflation and a complete collapse in house prices There's nothing to stop the long term trend being negative, well except the government has access to the boys with the printing press. Exponential decay as opposed to growth )
There's nothing to stop the long term trend being negative, well except the government has access to the boys with the printing press. Exponential decay as opposed to growth )Secular trends that push house prices up include
- The fall in price of everything else, leaving everyone with more money sloshing around.
- The downward trend in interest rates.
- Real improvements adding real value.
Even if we got rid of all the oft-repeated arguments of too many people, demographic trends, two-income households, we'd still have a long way to go before food and clothes take a chunk out of minimum - let alone average - wage. That £50 loaf of bread and £200 t-shirt from Primark would be the kind of things to leave us without spare money to push up house prices.