[inflating]

Where can I find the current rate for Santander's Esaver 4 now that it has been replaced by Esaver 5?

This is the only list I can find, where on here is SANTANDER'S eSaver 4? The esavers shown don't seem to be the right ones
http://www.santander...umentoGSPreview

I have this doc but this isn't necessarily current as it is...wait for it...VARIABLE http://www.santander...rue&maxage=3600

This post has been edited by inflating: 13 March 2012 - 01:55 PM

[rantnrave]

inflating, on 13 March 2012 - 08:51 AM, said:

Where can I find the current rate for Santander's Esaver 4 now that it has been replaced by Esaver 5?

This is the only list I can find, where on here is SANTANDER'S eSaver 4? The esavers shown don't seem to be the right ones
http://www.santander...rue&maxage=3600

I have this doc but this isn't necessarily current as it is...wait for it...VARIABLE http://www.santander...rue&maxage=3600

I've got eSaver 5. At the yearly rate, the interest is 3.10% (3.06% monthly IIRC). This has not dropped - I was talking to them on the phone yesterday about something else and asked this question - even though eSaver 5 has gone down slightly to 3.00%.

Hope this answers the question!

[inflating]

rantnrave, on 13 March 2012 - 09:06 AM, said:

I've got eSaver 5. At the yearly rate, the interest is 3.10% (3.06% monthly IIRC). This has not dropped - I was talking to them on the phone yesterday about something else and asked this question - even though eSaver 5 has gone down slightly to 3.00%.

Hope this answers the question!

Thanks RnR, so they were issuing ESaver 5 at the same rate as Issue 4 for a while (ie 3.10%)? But now they've dropped it to 3% for new customers. I have Esaver 4, though, not 5.

Have they no page on their website where those of us with Issue 4 can see in writing what they are paying and keep an eye on it regularly? That pdf of accounts no longer available confuses me and I can't see which entry is for Santander Esaver 4.

[rantnrave]

inflating, on 13 March 2012 - 09:20 AM, said:

Thanks RnR, so they were issuing ESaver 5 at the same rate as Issue 4 for a while (ie 3.10%)? But now they've dropped it to 3% for new customers. I have Esaver 4, though, not 5.

Have they no page on their website where those of us with Issue 4 can see in writing what they are paying and keep an eye on it regularly? That pdf of accounts no longer available confuses me and I can't see which entry is for Santander Esaver 4.

Sorry, I'm confusing you and me. The first sentence of my last post should be 'I have eSaver 4'.

[inflating]

rantnrave, on 13 March 2012 - 09:24 AM, said:

Sorry, I'm confusing you and me. The first sentence of my last post should be 'I have eSaver 4'.

No problem, much appreciate the post and don't disbelieve you for a second on what they said on the phone, but I would like to see where they publish the current Esaver 4 rate in writing

[rantnrave]

inflating, on 13 March 2012 - 09:26 AM, said:

No problem, much appreciate the post and don't disbelieve you for a second on what they said on the phone, but I would like to see where they publish the current Esaver 4 rate in writing

Have had a look at their website - the rate details for accounts currently available for customers was updated yesterday and only mentions eSaver5 at 3.00%. The pdf of interest rates for accounts no longer available was last updated on the 5th March. So, an update on ESaver4 has disappeared between those two dates. I just checked my account to see if it had that info somewhere, but alas no.

[inflating]

rantnrave, on 13 March 2012 - 10:06 AM, said:

Have had a look at their website - the rate details for accounts currently available for customers was updated yesterday and only mentions eSaver5 at 3.00%. The pdf of interest rates for accounts no longer available was last updated on the 5th March. So, an update on ESaver4 has disappeared between those two dates. I just checked my account to see if it had that info somewhere, but alas no.

If I find out where the rates are published, I will post the link here

We must keep an eye on them, just in case the variable part drops and the rate no longer is competitive even adding in the bonus

[Bruce Banner]

I think it's a variable rate so E-saver 4, which I have, could well have dropped to 3.0%. I'm on public WiFi at the moment so I won't log on to my account to check.

[Bruce Banner]

Here you go, found it through Google without having to log on.

http://www.santander...rue&maxage=3600

Quote

*Includes a variable rate bonus of 2.60% (2.56% monthly) for the first 12 months from account opening.

[inflating]

Bruce Banner, on 13 March 2012 - 12:19 PM, said:

Here you go, found it through Google without having to log on.

http://www.santander...rue&maxage=3600

That link is in my first post above already

What I am looking for is a link to the current rate - not the original offer rate pdf

[Bruce Banner]

inflating, on 13 March 2012 - 12:22 PM, said:

That link is in my first post above already

What I am looking for is a link to the current rate - not the original offer rate pdf

Phone them and ask.

[inflating]

Bruce Banner, on 13 March 2012 - 12:31 PM, said:

Phone them and ask.

Aparently, it's at the foot of page 6 of the 13 page PDF document of previously on sale savings accounts.

I'm still confused

Site here won't let me upload the screenshot

This post has been edited by inflating: 13 March 2012 - 02:00 PM

[inflating]

As I can't upload the screenshot of the pdf, here's a cut & paste, or just click this link which should be a 13 page pdf
http://www.santander...rue&maxage=3600

Quote

DirectSaver previous rates – monthly interest only (formerly Alliance & Leicester)
£50,000+ 1.12% (1.12% gross p.m.) 0.89% (0.89% net p.m.)
£1,000+ 0.92% (0.92% gross p.m.) 0.73% (0.73% net p.m.)
Rates effective from 2 March 2009 until 1 April 2009.
eSaver (Issue 5) – monthly interest only (formerly Alliance & Leicester)
£1+ 2.36% (2.33% gross p.m.) 1.89% (1.86% net p.m.)
Rates effective from 2 April 2009. Previously called eSaver Issue 2. Account available in Alliance & Leicester between 25 September 2008 and 7 January 2009.
eSaver (Issue 5) previous rates – monthly interest only (formerly Alliance & Leicester)
£1-£500,000 2.87% (2.83% gross p.m.) 2.30% (2.26% net p.m.)
Rates effective from 2 March 2009 until 1 April 2009.
eSaver (Issue 4) – monthly interest only (formerly Alliance & Leicester)
£50,000+ 0.88% (0.88% gross p.m.) 0.70% (0.70% net p.m.)
£1+ 0.53% (0.53% gross p.m.) 0.42% (0.42% net p.m.)
Rates effective from 2 April 2009. Previously called eSaver Issue 1. Account available in Alliance & Leicester between 15 November 2007 and 24 September 2008.
eSaver (Issue 4) previous rates – monthly interest only (formerly Alliance & Leicester)
£50,000-£500,000 1.39% (1.38% gross p.m.) 1.11% (1.10% net p.m.)
£1+ 1.03% (1.03% gross p.m.) 0.82% (0.82% net p.m.)
Rates effective from 2 March 2009 until 1 April 2009.

Now I might be wrong, but the above do not seem to me to be the correct Esaver4 accounts.
Where is the listing for the most recent Esaver 4 accounts and their current interest rates?

This post has been edited by inflating: 13 March 2012 - 02:09 PM

[Bruce Banner]

They don't make it easy do they. I just logged into my account, using a more secure connection, and could find no mention of the current rate. Normally banks send a letter when rates change so perhaps it's still 3.1%, I'll give them a ring in a couple of weeks when I'm back in UK.

[inflating]

Bruce Banner, on 13 March 2012 - 02:57 PM, said:

They don't make it easy do they. I just logged into my account, using a more secure connection, and could find no mention of the current rate. Normally banks send a letter when rates change so perhaps it's still 3.1%, I'll give them a ring in a couple of weeks when I'm back in UK.

Thanks, I'm not in the UK either

Just got to hope they update their lists soon, got to keep an eye on all variable savings account rates because even with the limited time bonus, if the rate goes down the account becomes very average returns wise