Father-of-five Ade, like Raymond, is happy to detail his income and expenditure. But unlike unemployed Raymond, who has not worked for more than a decade, Ade works as a full-time systems analyst, on take-home pay of £20,592.
But because he and his wife Christine have a large family, including a child with autism, the couple are also entitled to a range of benefits that boosts their income to £40,874 a year.
Like millions of other British families they fund their lifestyle on a mixture of wages and benefits. And that means - despite Ade's relatively modest income (just above the UK median salary) - they are able to run two cars and take a low-cost annual holiday with their children.
The family's biggest outgoing is the mortgage on their home, a three-bedroom end-of-terrace. But, says Ade: "One day we will own it outright so it's not wasted money."
Ade says: "We live a very easy life. We are pretty happy with what we have."
Ade says he has no problem at all with claiming benefits that almost double his salary.
Ade used to work for the Benefits Agency in London and handled dozens of claims every year.
"Once I handled a claim from someone who had not worked in 18 years. It was then I decided to leave the agency," he says
This post has been edited by Shotoflight: 21 February 2012 - 01:13 PM