When you have a house worth £650k you could easily sell it, live in a nice sensible size property and live very well off the rest of the money.
The whole debate of people never working and getting benefits comes up from time to time on here but you might have noticed that too.
There is very little incentive to save in this country. You might as well not bother. That doesn't mean that situation is right.
Trouble is, like so many old people, she didn't downsize while she was still reasonably fit and capable, because she couldn't face all the hassle/upheaval, and leaving everything familiar.
Now she can't possibly do it without a huge amount of help - or rather someone else managing everything for her - and in any case is probably too old/frail to adapt to change. Even things like different controls on a new cooker can fret them to death.
As so often, eventually it'll probably be a case of leaving a long-term home for a care home.
Or having 24/7 carers in, which can work out even more expensive.
Edited by Mrs Bear, 20 February 2012 - 10:55 AM.