I think it is a given houses are down from the peak--maybe by as much as 10-20% depending where you live. Equally, I think anyone could classify themselves as a Neither if they only saw another 10% off the top in the coming year or so.
A true bear would have to honestly see another 20% off the top at the very least. I see maybe 10% more down--but no more and then a slight uptick by the 3rd Q 2011 as bankster money starts spreading itself like slime in the SE.
TMT appears to have made the switch months ago and I did so a few days ago. Any more??
Edited by Realistbear, 08 December 2010 - 05:53 PM.