A massive plus for me has been a generous pension (albeit being forced on me by health, rather than age). It's provision has been a God send, I could not rely on the State "Benefit", which is awful.
Farage will not associate himself with a dying Party, and would only be involved if it had a chance. Wait until they have got rid of the head boy, and see what fist is made by Starmer - then he might have a go, and it have some relevance.