noodle doodle Posted September 29, 2009 Share Posted September 29, 2009 Small change lads I lost a fiver out my pocket last monday but found a tenner on the pavement on saturday got to speculate to accumulate Quote Link to comment Share on other sites More sharing options...
interestrateripoff Posted September 29, 2009 Author Share Posted September 29, 2009 Small change ladsI lost a fiver out my pocket last monday but found a tenner on the pavement on saturday got to speculate to accumulate I'd be gutted, could have paid £15 off the mortgage with that. Can you give me any indication as to where you lost the money? I might be able to retrieve it and pay if off my mortgage. Quote Link to comment Share on other sites More sharing options...
Mr Punter Posted September 29, 2009 Share Posted September 29, 2009 I wonder what your nickname is in your local building society branch? Just pray that you will never be in a position where any of the staff there can make a decision that could affect you (arrears, further advance, moving etc.). Quote Link to comment Share on other sites More sharing options...
interestrateripoff Posted September 29, 2009 Author Share Posted September 29, 2009 I wonder what your nickname is in your local building society branch?Just pray that you will never be in a position where any of the staff there can make a decision that could affect you (arrears, further advance, moving etc.). Wouldn't that be illegal? Quote Link to comment Share on other sites More sharing options...
bearwithasorehead Posted September 29, 2009 Share Posted September 29, 2009 The chavs and school kids always drop their coppers on the ground outside my Co-op. I, much better educated and dressed, pick 'em up. 5p a day minimum. It is on my way to work. Quote Link to comment Share on other sites More sharing options...
dr ray Posted September 29, 2009 Share Posted September 29, 2009 Another £2.40 paid off, although £1.10 was from my own pocket in 50p and 20p at the end of each month whatever loose change I've got left gets added into the pot. It might be worth running a magnet over the coppers before you do anything rash with the money. I worked out that the copper in a 1p is actually worth 1.2p at todays price (twice as much for 2p). If there is deflation the coin will retain its face value while if there is inflation the copper in the coin will maintain its value so you can't lose Pre 1992 were copper. Later ones copper plated steel. (except oddly 1998 2p half of which were copper because they couldnt get the plated blanks) I keep a jar and pop the copper coins in there. A magnet on a string would also be an excellent way to pick up loose change in wishing wells and ornamental lakes etc. Quote Link to comment Share on other sites More sharing options...
Mr Punter Posted September 30, 2009 Share Posted September 30, 2009 Wouldn't that be illegal? What law is that? The "you are obliged to lend someone money even if they are a pain in the bum" act (as amended)? Quote Link to comment Share on other sites More sharing options...
interestrateripoff Posted October 18, 2009 Author Share Posted October 18, 2009 Over the past couple of weeks paid off another £2.40 and £2. So overall I've paid off just under £40 now. Quote Link to comment Share on other sites More sharing options...
interestrateripoff Posted October 27, 2009 Author Share Posted October 27, 2009 Another £2.12 today. Although the great little place I'd found where people had been dropping money has been altered. Found £1.57 there the other day. So that little piggy bank has gone. Bugger. Quote Link to comment Share on other sites More sharing options...
Sledgehead Posted October 27, 2009 Share Posted October 27, 2009 I'm currently putting all the money I find on the street in a jar and paying it off my mortgage. Today was the first time I've got £1 in 2p so I've been and paid it off, along with 80p in 10p. So far I'd paid off £3.50 in pound coins and 50ps. Although that was really £3.52 as I found another 2p on the way to the bank to pay it in. Not filled the 1p bag yet and I'm probably about £3 short of 5ps. Obviously I'm also overpaying by larger amounts but every penny counts. Over the length of the mortgage all of these pennies will add up. Although the wife does think I'm a bit insane and I don't think she'd take the pennies into the bank. Over the lifetime of the mortgage I expect to pay off several hundred pounds this way. First time I've read this. Absolutely amazing: - simply can't believe you have a wife. ( ) Quote Link to comment Share on other sites More sharing options...
interestrateripoff Posted October 31, 2009 Author Share Posted October 31, 2009 Just paid off another £1.46 today. Found 15p walking home, pity I didn't find that walking down to the bank this morning. Still on track to pay off around £50 by year end. Quote Link to comment Share on other sites More sharing options...
interestrateripoff Posted October 31, 2009 Author Share Posted October 31, 2009 First time I've read this. Absolutely amazing: - simply can't believe you have a wife. ( ) She just keep contributing 1p, 2p and 5p to the pot. Quote Link to comment Share on other sites More sharing options...
interestrateripoff Posted November 7, 2009 Author Share Posted November 7, 2009 Just paid off another £1.43 found 21p on the way down to the bank. Still on course to pay off £50 by year end. Quote Link to comment Share on other sites More sharing options...
scottbeard Posted December 1, 2009 Share Posted December 1, 2009 Just paid off another £1.43 found 21p on the way down to the bank. Still on course to pay off £50 by year end. Definitely admirable! What about all the money you've dropped during the year without realising it though Hopefully still a net gain! Quote Link to comment Share on other sites More sharing options...
interestrateripoff Posted May 21, 2010 Author Share Posted May 21, 2010 Not posted on here for awhile still collecting the cash, although I haven't got a running total as such any more. However tonight I've been for a jog and found £20.02, so that's a nice boost to the fund Quote Link to comment Share on other sites More sharing options...
interestrateripoff Posted May 21, 2010 Author Share Posted May 21, 2010 Definitely admirable! What about all the money you've dropped during the year without realising it though Hopefully still a net gain! I hardly ever carry cash, and I doubt I hardly ever drop a penny. Too tight. Even buying a round makes me feel faint. Quote Link to comment Share on other sites More sharing options...
interestrateripoff Posted November 19, 2010 Author Share Posted November 19, 2010 Been awhile since I updated this. Not really been keeping a tally this year but I'm certain to beat last years total as in the past week I've found about £52.00. Never had a week like it before. This year I must have found between £70-£80 at least. Quote Link to comment Share on other sites More sharing options...
interestrateripoff Posted November 19, 2010 Author Share Posted November 19, 2010 I've just realised that this years total is even higher, I've previously found another £20 earlier in the year so I must be pushing close to £100 this year being paid off the mortgage with the cash I've found on the floor. Quote Link to comment Share on other sites More sharing options...
Agentimmo Posted November 19, 2010 Share Posted November 19, 2010 Sounds like free money I have noticed on frequent trips back to the UK that many people don't bend down to pick up coins in the street (in London mainly). My son had a great time picking up coins all over the place, when we stayed there a few years back. Is it a snobbish UK thing not to pick up coins? Quote Link to comment Share on other sites More sharing options...
interestrateripoff Posted November 19, 2010 Author Share Posted November 19, 2010 Sounds like free money I have noticed on frequent trips back to the UK that many people don't bend down to pick up coins in the street (in London mainly). My son had a great time picking up coins all over the place, when we stayed there a few years back. Is it a snobbish UK thing not to pick up coins? I'm going to London on Thursday, could prove to be quite profitable then. I never turn down free money. Quote Link to comment Share on other sites More sharing options...
19 year mortgage 8itch Posted November 19, 2010 Share Posted November 19, 2010 I never turn down free money. BAse Rate Tracker? Quote Link to comment Share on other sites More sharing options...
interestrateripoff Posted November 19, 2010 Author Share Posted November 19, 2010 BAse Rate Tracker? Unfortunately not. I picked wrong at the time, my gut feeling was that the central bankers would panic if TSHTF and would cut rates, the Halifax went tits up about 3 weeks too late. Although there was no guarantee they would cut like they did, my gut instinct was that they would try and save the over leveraged. If I'd have gone that way I'd be paying a fortune off my mortgage. Some you win some you loose. Quote Link to comment Share on other sites More sharing options...
19 year mortgage 8itch Posted November 19, 2010 Share Posted November 19, 2010 Unfortunately not. I picked wrong at the time, my gut feeling was that the central bankers would panic if TSHTF and would cut rates, the Halifax went tits up about 3 weeks too late. Although there was no guarantee they would cut like they did, my gut instinct was that they would try and save the over leveraged. If I'd have gone that way I'd be paying a fortune off my mortgage. Some you win some you loose. I nearly comitted to a 5.8% fix but procrastinated long enough to watch the SVR drift down to 2.5%. Sold up a year later and now pay twice as much in rent. Some you win, some you lose Quote Link to comment Share on other sites More sharing options...
winkie Posted November 19, 2010 Share Posted November 19, 2010 I'm going to London on Thursday, could prove to be quite profitable then. I never turn down free money. ...don't forget to take your guitar and flat cap with you. Quote Link to comment Share on other sites More sharing options...
interestrateripoff Posted November 19, 2010 Author Share Posted November 19, 2010 ...don't forget to take your guitar and flat cap with you. Should I brin ma whippet? Quote Link to comment Share on other sites More sharing options...
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