Intimidation Over Buying Housing Repos - Ireland

[Zzzzzzzzzzzzzzzzzzzzzzzzzz]

Been in Ireland for a few days and saw a few examples of intimidation over housing repos - low level stuff - chained gates, warnings sprayed across houses - those kind of things - made me wonder whether the threats are carried out.

Seen the same in Ireland over easements - the house is built on family land for a cousin/child - when it's repo'd the farmer blocks the gate and warns the hell out of you, and funnily enough ends up as the sole bidder because of the access issue (although I think legally the house could claim access by right, if sold...)

And I've seen High Street lenders lose a huge amount over that kind of stuff (even seen mortgage money given on houses built on land they don't even own doh! Well done the banks!).

Anyone else seen this kind of stuff in Ireland or in Britain? Ireland seems to be a hotbed of anger over housing.

Mind you, it was pointed out that some of the repo'd houses belonged to landlords - heaven knows what right they have to moan and intimidate potential buyers! I can understand it with families! Was told landlords may have "frontmen" bidders - use these bidders whilst wanting to avoid competition when buying back portfolio - highly illegal I should think. And I dislike landlords, anyway!

PS. One other thing I noticed was the volume of immigration to Ireland post Brexit - I estimate Galway where I was staying (not a very nice city, really imho) - had an immigrant population of about a third, yet not even wealthy! Big African movement (good for me as I like African music, but it seemed strange Galway was such a pull) - that said, think the same across Ireland at the mo - noticed heavy migration into rural areas I drove through - varied from N African to Roma from SE Europe. Must be increasing demand for houses.

Edited September 25, 2016 by gruffydd

[John The Pessimist]

Whenever I go back to Ireland I do see a huge difference in what was pretty much a homogeneous country pre 2004. I suspect it has a lot more to do with the relaxed citizenship laws more than anything to do with housing. Drop a sprog in Ireland and it's a citizen. Makes deporting the rest of the family 'problematic', to say the least.

[knock out johnny]

Whenever I go back to Ireland I do see a huge difference in what was pretty much a homogeneous country pre 2004. I suspect it has a lot more to do with the relaxed citizenship laws more than anything to do with housing. Drop a sprog in Ireland and it's a citizen. Makes deporting the rest of the family 'problematic', to say the least.

This guy pretty much ticks all the boxes

https://en.m.wikipedia.org/wiki/Rotimi_Adebari

[shaunandelly]

Been in Ireland for a few days and saw a few examples of intimidation over housing repos - low level stuff - chained gates, warnings sprayed across houses - those kind of things - made me wonder whether the threats are carried out.

Seen the same in Ireland over easements - the house is built on family land for a cousin/child - when it's repo'd the farmer blocks the gate and warns the hell out of you, and funnily enough ends up as the sole bidder because of the access issue (although I think legally the house could claim access by right, if sold...

And I've seen High Street lenders lose a huge amount over that kind of stuff (even seen mortgage money given on houses built on land they don't even own doh! Well done the banks!).

Anyone else seen this kind of stuff in Ireland or in Britain? Ireland seems to be a hotbed of anger over this kind of stuff. Mind you, it was pointed out that some of the repo'd houses belonged to landlords - heaven knows what right they have to moan and intimidate potential buyers! I can understand it with families!

My understanding is that landlords may have a "frontman" bidder and doesn't want any competition with buying back portfolio - highly illegal I should think.

PS. One other thing I noticed was the volume of immigration to Ireland post Brexit - I estimate Galway where I was staying (not a very nice city, really imho) - had an immigrant population of about a third, yet not even wealthy! Big African movement (good for me as I like African music, but it seemed strange Galway was such a pull) - that said thing the same across Ireland at the mo. Must be increasing demand for houses.

Galway has for a long time been the centre of "alternative lifestyles" and welcomed "blow ins" as they are called.

[Zzzzzzzzzzzzzzzzzzzzzzzzzz]

Galway has for a long time been the centre of "alternative lifestyles" and welcomed "blow ins" as they are called.

I think mainly Africans and E European recent migrants from what I could tell, in Galway City - not lifestyle migrants - more the kind of migrants you would find in poorer parts of any British city.

[Zzzzzzzzzzzzzzzzzzzzzzzzzz]

This guy pretty much ticks all the boxes

https://en.m.wikipedia.org/wiki/Rotimi_Adebari

That's what I don't get - why go to rural Ireland - I noticed rural Wexford was full of Bulgarian/Romanian Roma (that was via a quick drive through) - then I went through another area and noticed a few N African migrants in the towns... why Port Laoise of all places - the back of beyond, If you're an immigrant, and not the economic powerhouse of Dublin? Very odd to me.

Edited September 25, 2016 by gruffydd

[Zzzzzzzzzzzzzzzzzzzzzzzzzz]

Whenever I go back to Ireland I do see a huge difference in what was pretty much a homogeneous country pre 2004. I suspect it has a lot more to do with the relaxed citizenship laws more than anything to do with housing. Drop a sprog in Ireland and it's a citizen. Makes deporting the rest of the family 'problematic', to say the least.

I was traveling over there with Irish-Australian cousin in 2001 - couldn't even get him in for a family meet-up/holiday I recall!

[MARTINX9]

That's what I don't get - why go to rural Ireland - I noticed rural Wexford was full of Bulgarian/Romanian Roma (that was via a quick drive through) - then I went through another area and noticed a few N African migrants in the towns... why Port Laoise of all places - the back of beyond, If you're an immigrant, and not the economic powerhouse of Dublin? Very odd to me.

l

It's rural, you won't be bothered, housing is cheap and welfare is plentiful. I was in county Kerry and County Limerick last week though and I can't say I noticed the trends you identified but they are further from Dublin.

Dublin has changed dramatically in recent years - and not for the better.

[Zzzzzzzzzzzzzzzzzzzzzzzzzz]

l

It's rural, you won't be bothered, housing is cheap and welfare is plentiful. I was in county Kerry and County Limerick last week though and I can't say I noticed the trends you identified but they are further from Dublin.

Dublin has changed dramatically in recent years - and not for the better.

Limerick' city probably main immigrant draw - largest Polish community outside Dublin (Limerick is 10% Polish) - and full of new African churches... I think probably 20% immigrant so on low side for big(ish) Irish town. Not sure about rural areas. Again, odd as it's a poor city.

City centre is majority immigrant in places - big immigrant quarters (city only has population of around 100,000)

Edited September 25, 2016 by gruffydd

[John The Pessimist]

l

It's rural, you won't be bothered, housing is cheap and welfare is plentiful. I was in county Kerry and County Limerick last week though and I can't say I noticed the trends you identified but they are further from Dublin.

Dublin has changed dramatically in recent years - and not for the better.

Planning permission being sought for mosques in Tralee & Killarney. Lots of EE in agribusiness (Monaghan Mushrooms in Tyholland is overwhelmingly Lithuanian). Cost of living outside Dublin is cheaper and nowhere in Ireland is that far from a large city. Benefits are comparable with UK. With free movement between UK & RoI failed asylum applicants in one jurisdiction move to the other and start the whole process again.

[MARTINX9]

Limerick' city probably main immigrant draw - largest Polish community outside Dublin (Limerick is 10% Polish) - and full of new African churches... I think probably 20% immigrant so on low side for big(ish) Irish town. Not sure about rural areas. Again, odd as it's a poor city.

City centre is 40% immigrant in places - big immigrant quarters (city only has population of around 100,000)

Yes - the city. But I was in west Limerick - well away from the city - and I noticed no such thing there. The young Irish have left - so the government is happy to import new populations. The hospitals and public services are very over stretched though.

Housing is also relatively cheap.

Edited September 25, 2016 by MARTINX9

[This time]

I'm amazed to hear about Limerick being 20% immigrants. The closest thing we had to an immigrant in my Dublin school in the 90's was the daughter of a Russian diplomat and someone who's family had come back after living in Scotland for a few years. Something changed in about 1997 though - before this I'd never seen a black person in Ireland but over the space of a few months it went from seeing the odd black person, to seeing one every time you went into the city centre to seeing several whenever you went out. The men were absolute sex pests too - from the age of 15/16 I was being harassed on a regular basis on the street during the day and it was very difficult to get rid of them. I don't remember meeting an eastern Europeans in Dublin until about 2000. I moved to London in 2001. I went back for about 9 months in 2003/2004 and there was a mosque in a converted church around the corner from my house - - there was a constant stream of women in full veils and burkas.

[JoeDavola]

It's rural, you won't be bothered, housing is cheap and welfare is plentiful. I was in county Kerry and County Limerick last week though and I can't say I noticed the trends you identified but they are further from Dublin.

Dublin has changed dramatically in recent years - and not for the better.

As in, a noticeable increase in immigration? The changes in areas of Belfast over the last decade have been very noticeable too. Would lead one to believe that the numbers are higher than public figures.

[Zzzzzzzzzzzzzzzzzzzzzzzzzz]

As in, a noticeable increase in immigration? The changes in areas of Belfast over the last decade have been very noticeable too. Would lead one to believe that the numbers are higher than public figures.

Can't help thinking employment agencies and landlords (perhaps one and the same) driving things in the north - massive immigrant population in Newry, Belfast, etc... - HMO - older houses being filled - strangely large Portugese population compared with south - of course Dungannon very diverse as full of meat processing plants. Many from beyond Europe. Seeing lots of HMO related immigration across S Belfast (where I used to live) - much of it Asian.

Edited September 25, 2016 by gruffydd

[Zzzzzzzzzzzzzzzzzzzzzzzzzz]

I'm amazed to hear about Limerick being 20% immigrants. The closest thing we had to an immigrant in my Dublin school in the 90's was the daughter of a Russian diplomat and someone who's family had come back after living in Scotland for a few years. Something changed in about 1997 though - before this I'd never seen a black person in Ireland but over the space of a few months it went from seeing the odd black person, to seeing one every time you went into the city centre to seeing several whenever you went out. The men were absolute sex pests too - from the age of 15/16 I was being harassed on a regular basis on the street during the day and it was very difficult to get rid of them. I don't remember meeting an eastern Europeans in Dublin until about 2000. I moved to London in 2001. I went back for about 9 months in 2003/2004 and there was a mosque in a converted church around the corner from my house - - there was a constant stream of women in full veils and burkas.

Some districts in Limerick are - from being there - majority immigrant now - and big inflows (I think since Brexit a new wave). No doubt pushing demand for housing. Last place on earth I'd go looking for work!

Edited September 25, 2016 by gruffydd

[Zzzzzzzzzzzzzzzzzzzzzzzzzz]

I'm amazed to hear about Limerick being 20% immigrants. The closest thing we had to an immigrant in my Dublin school in the 90's was the daughter of a Russian diplomat and someone who's family had come back after living in Scotland for a few years. Something changed in about 1997 though - before this I'd never seen a black person in Ireland but over the space of a few months it went from seeing the odd black person, to seeing one every time you went into the city centre to seeing several whenever you went out. The men were absolute sex pests too - from the age of 15/16 I was being harassed on a regular basis on the street during the day and it was very difficult to get rid of them. I don't remember meeting an eastern Europeans in Dublin until about 2000. I moved to London in 2001. I went back for about 9 months in 2003/2004 and there was a mosque in a converted church around the corner from my house - - there was a constant stream of women in full veils and burkas.

Mainly Nigerians if I recall correctly - yes massive demographic change in short time - recall hostels full of Germans/Scandinavians suddenly full of Asian workers rather than tourists - that switch happened only over 2 years in 90s.

[JoeDavola]

Can't help thinking employment agencies and landlords (perhaps one and the same) driving things in the north - massive immigrant population in Newry, Belfast, etc... - HMO - older houses being filled - strangely large Portugese population compared with south - of course Dungannon very diverse as full of meat processing plants. Many from beyond Europe. Seeing lots of HMO related immigration across S Belfast (where I used to live) - much of it Asian.

Yes, there are whole streets in East Belfast that have been HMO-ed and rented to immigrants.

South Belfast, especially around holylands near the Asian Supermarket, feels like you're in eastern europe. I walk through the area a couple of times a week and there's entire streets which have been taken over.

It's got to the point where I wouldn't buy a house anywhere where there's high density housing. i.e. terraced houses. I also hear reports of apartment blocks going downhill when whole families of immigrants (and sometimes multiple families) are crammed into small flats.

[Sandwiches33]

I know someone with a rural holiday home in ireland, used ot rent it out every summer, hasnt had a rental in well over three years

[knock out johnny]

I know someone with a rural holiday home in ireland, used ot rent it out every summer, hasnt had a rental in well over three years

Why the smiley?

Why is that a good thing?

[Sandwiches33]

Because he is the most greedy angry stupid arsehole landlord I ever met.

He built it for a investment rent it out innit. Hoping to just lie around while someone else paid for his lifestyle.

Sorry I should have clarified.

I wouldnt be so malicious if he was a genuine person but he is the worst example of everyhting this website stands against He was also looking to exploit ireland as he doesnt even live there.

[knock out johnny]

Because he is the most greedy angry stupid arsehole landlord I ever met.

He built it for a investment rent it out innit. Hoping to just lie around while someone else paid for his lifestyle.

Sorry I should have clarified.

I wouldnt be so malicious if he was a genuine person but he is the worst example of everyhting this website stands against He was also looking to exploit ireland as he doesnt even live there.

He added something with his own money to the irish economy that wasn't there - he paid wages to builders and paid for materials and planning and architects fees etc

Last time I looked there wasn't a housing shortage in ireland

If I own shares in apple am I exploiting california, because I don't live there?

He might be someone you intensely dislike, but if he built it from scratch, he has neither bid up the market nor deprived someone else from having an affordable home - unless you think everyone with a surplus should give it up for the common good - like I don't know, communism or something

Edited September 25, 2016 by knock out johnny

[Sandwiches33]

He owns a whole bunch of other homes bought on credit, So yes he deprives many others.

I know he is an least 200k+ of personal debt too. is this wealth or employment creation?

He built it because he was too cheap to buy one, I know one house he built had no heating upstairs becuase he was cutting corners.

I also know he doesnt pay his bills either so how many of those builders/contractors got there pay I wouldnt like to know.

So its communism to hoard houses rack up debt threaten people with violence and not pay bills ? he threatened me too so ****** him.

I know he is about to go bust so maybe a nice irish family can have his house and make it a home. before they buy it they might want to check he even had the proper permissions too.

Nice to know you can pass judgement on a situation you know nothing about and accuse me whom you dont know of being a communist.

It was people like him who blew the irish economy apart.

You have shares in Apple are you ok with the moral implications of that? knowing what they are up to? Technically I could say you are profitting from the slave trade if you want to through insults around.

[knock out johnny]

He owns a whole bunch of other homes bought on credit, So yes he deprives many others.

I know he is an least 200k+ of personal debt too. is this wealth or employment creation?

He built it because he was too cheap to buy one, I know one house he built had no heating upstairs becuase he was cutting corners.

I also know he doesnt pay his bills either so how many of those builders/contractors got there pay I wouldnt like to know.

So its communism to hoard houses rack up debt threaten people with violence and not pay bills ? he threatened me too so ****** him.

I know he is about to go bust so maybe a nice irish family can have his house and make it a home. before they buy it they might want to check he even had the proper permissions too.

Nice to know you can pass judgement on a situation you know nothing about and accuse me whom you dont know of being a communist.

It was people like him who blew the irish economy apart.

You have shares in Apple are you ok with the moral implications of that? knowing what they are up to? Technically I could say you are profitting from the slave trade if you want to through insults around.

If you don't state the facts, but put a schadenfreude smiley at the end of your official post I'll pick you up on it - I respond to the information I am presented with

Yes, you should indeed have clarified, as you have done in your final rant.

Now point by point to your shoutyness

i) There is no shortage of housing stock in Ireland

ii) If he's 200k in personal debt, why should that bother you - it should make you very happy

iii) Did he do anything wrong to build something he wanted - or would you rather he'd have paid an overinflated price and hence bid the price up of property - if he put no heating upstairs in his own house that's his problem - why are you so angry about it?

iv) If he doesn't pay his bills in rural ireland I don't fancy being the insurance firm for his house insurance in the case of a fire

Does he threaten people with violence or is it you - you seem very angry at someone - it's not a nice trait

v) I didn't accuse you of being a communist, but you are if you think everyone with a surplus should give it up for the common good. You obviously don't so don't worry about being called a communist - you're not!

vi) Is that the last house left in Ireland for that nice Oirish family? or are there other houses available - stop being so melodramatic

vii) government policy blew the irish economy apart - if he's done something illegal simply report to the garda

viii) I don't have any shares (apple or otherwise), but by your reasoning all foreign investment is exploitation - good luck trying to resurrect the Celtic Tiger with that mindset

STOP BEING ANGRY

Edited September 25, 2016 by knock out johnny

[Sandwiches33]

Pick me up on it if you want, I dont care, I would ask why do you care I can be angry if I want, It is good to be angry. I am not angry now but i think it is good to use all your emotions. More people should be angry when they see corrupt violent behaviour. Its a lack of anger that has let so many get away with so much.I would say though it is a beautiful wonderful thing to be genuinely angry about something. To care with passion and use it for focus. It is a lack of control over anger which leads to a negative place.

Why do you use ridiculous straw man arguments like "but by your reasoning all foreign investment is exploitation" you can invest what and where you want but to openly invest in someone who is proven to participate in modern slavery is wrong. There are many organisations you can invest in on your best moral judgement, yes there will always be things you cannot know but Apple have a long track record of proven bad behaviour and slavery so its not a good example.

I have a number of shares I try to research the comapnies behaviour and practises before i invest. I would expect I am not perfect but at least I try.

I bring it up because all these people who do this, who wrecked ireland and other places are starting to see it unravel. I am not Jesus so yes I take great pleasure in it, maybe Ill think differently after a period of enlightenment? I doubt it.

So sorry if you think I am angry. It doesnt matter to you.why are you seeking to sit in moral judgement of me? THis is HPC not confession

have a good night and thanks for your insight

[Zzzzzzzzzzzzzzzzzzzzzzzzzz]

I know someone with a rural holiday home in ireland, used ot rent it out every summer, hasnt had a rental in well over three years

I think they (the tourists) have diverted to Wales, looking at the numbers of international tourists this year - it was mad in August! Where is his home? Much of Ireland isn't really on the tourist map - easier on the coast (but it depends) and they don't do holiday cottages very well - I avoid cottages like the plague over there after quite a few awful experiences - hotels tend to be better (though not always - some of the more modern "Celtic Tiger" hotels have paper thin walls!).

RE: Landlords - well Parnell, Davitt, Connolly didn't like landlords ha! You would be in good Irish company lol! Ireland has a long political tradition of opposing landlordism of course (Protestant and Catholic). People forget that.

Edited September 25, 2016 by gruffydd