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#16 RichB

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Posted 13 February 2012 - 05:51 PM

I also come from a poor background. In the nineties I was earning three pounds an hour (one hundred quid a week) and having to pay my rent and all my bills from that amount. It was harsh. However, you can better yourself if you put some effort in to it.


3 an hour?


Luxury.

#17 guitarman001

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Posted 14 February 2012 - 08:58 AM

Just a quick reply to say thanks for your story and advice there, Jono - much appreciated!

#18 Starla

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Posted 14 February 2012 - 12:26 PM

Travelodge have another 10 a room sale on. Fill your boots. Makes you wonder how much cheaper it would be to live in hotels. No council tax, gas, electric, water, house insurance, TV licence, etc to pay.
http://www2.travelod...uk/saver_rooms/


This topic almost deserves it's own separate thread. I'm a London Renter, worse than that a Flat-share renter and it occured to me a few years ago it would be cheaper to permanently live in a Travel Lodge. Ok, so it's a bit Alan Partridge, but the benefits as you mentioned are no council tax, gas, elec, water, house insurance, tv license etc - added to that you get free parking (lots of so no problems for visitors), clean linen and towels daily, free wi fi, transicent neighbours, and if you're lucky enough to be at a service station there's a 24 hour shop.

This couple knew it made sense http://news.bbc.co.u...ire/6988927.stm

Me: I've got no desire whatsoever to get involved in BTL. It's socially destructive and morally bankrupt.

 

Work Colleague: I don't understand how you can be such a hypocrite, you rent!


#19 MattW

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Posted 14 February 2012 - 12:52 PM

This topic almost deserves it's own separate thread. I'm a London Renter, worse than that a Flat-share renter and it occured to me a few years ago it would be cheaper to permanently live in a Travel Lodge. Ok, so it's a bit Alan Partridge, but the benefits as you mentioned are no council tax, gas, elec, water, house insurance, tv license etc - added to that you get free parking (lots of so no problems for visitors), clean linen and towels daily, free wi fi, transicent neighbours, and if you're lucky enough to be at a service station there's a 24 hour shop.

This couple knew it made sense http://news.bbc.co.u...ire/6988927.stm


Ooh I remember that. Bless them. :)

#20 Starla

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Posted 14 February 2012 - 02:01 PM

Ooh I remember that. Bless them. :)


Genius. "By booking 12 months in advance, they pay 90 a week and have all housework done by maids while often eating at the nearby Little Chef".

You don't even have to make your own bed.

Apols for the slight hi-jack GM, just putting ideas out there!

Me: I've got no desire whatsoever to get involved in BTL. It's socially destructive and morally bankrupt.

 

Work Colleague: I don't understand how you can be such a hypocrite, you rent!


#21 Democorruptcy

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Posted 14 February 2012 - 05:47 PM

This topic almost deserves it's own separate thread. I'm a London Renter, worse than that a Flat-share renter and it occured to me a few years ago it would be cheaper to permanently live in a Travel Lodge. Ok, so it's a bit Alan Partridge, but the benefits as you mentioned are no council tax, gas, elec, water, house insurance, tv license etc - added to that you get free parking (lots of so no problems for visitors), clean linen and towels daily, free wi fi, transicent neighbours, and if you're lucky enough to be at a service station there's a 24 hour shop.

This couple knew it made sense http://news.bbc.co.u...ire/6988927.stm


I hadn't heard about that couple. :lol:

Thanks for the link.

Democorruptcy
If you say "Democorruptcy" quickly, it sounds a bit like "Democracy". In a "Democracy" people vote for politicians who represent their interests. In the UK's "Democorruptcy" people can only vote for expense fiddling thieving MPs who are in the hip pocket of big business and the finance sector.

 

Governbankment
A "Governbankment" is a Government like ours, that has no line between itself and banks. It diverts public money (our taxes) to private companies (banks). George Osborne's Help to Buy Bail Banks, promises our taxes will go to bankers, to cover their losses on mortgages that default.

 

The more houses cost, the more hours you have to work to buy one. The more hours you work, the more taxes you have to pay the Governbankment. The more debt you take on and the longer the mortgage term, the more interest you have to pay bankers, so the more hours you also have to work for them. 

 

House were cheap when people did mortgages at 3x main income for a whole house. Now banks encourage them to do 4.5x joint income, often for only a share of a house, the houses cost a lot more. House prices are all about people's appetite for lending. 

 

If it is asserted that civilization is a real advance in the condition of man -- and I think that it is, though only the wise improve their advantages -- it must be shown that it has produced better dwellings without making them more costly; and the cost of a thing is the amount of what I will call life which is required to be exchanged for it, immediately or in the long run.

http://classiclit.ab...en-Part-2_4.htm

 





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