interestrateripoff

Just Paid £1 Off My Mortgage With 2p I've Found On The Floor

443 posts in this topic

[quote name='rantnrave' timestamp='1330951304' post='3277378']
Just short of £5 so far this year. Blinder of a month in Jan followed by an absolute shocker in Feb. March going well so far though...

Have a £'s worth of 1ps bagged up now and ready to take to the bank.

PS - does anybody know if banks will take really grimy / rusty coins? I have more than a few that are only slightly recognisable!!!
[/quote]

Yep, although as I don't collect enough to back up it's down to the teller. I've given some in which have been flattened some accept them others don't.

Gave in a 5p the other day where it was difficult to see what it was. She asked if I'd been given it her face looked well impressed when I said I found it :)

Got a free pound with my trolley yesterday.

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[quote name='hellsbells' timestamp='1330951532' post='3277383']
If they are bagged up with other OK coins and the weight of the bag is right then they never seem to actually look at the contents when I pay coins in.
[/quote]

I can vouch for this having recently swapped £70 worth of change in various states of decay from a full optic bottle I keep for shrapnel storage, you would be amazed how much you can acquire over the years from nights out on the beer and the odd coin in the street, it was hard finding a bag strong enough to carry it all in! :P

The hard part was obtaining enough money bags for the purpose, I think the bank staff was amazed I had so much disposable wealth just lying around! ;)

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[quote name='interestrateripoff' timestamp='1321801492' post='3183902']
appears my washing machine is proving a good source at the minute, found £4.15 in it yesterday so that will get paid off the mortgage next week.
[/quote]

It's jolly good to find money on the floor - I always feel oddly delighted when someone has e.g. forgotton/not bothered to take their change from the chocolate bar machine and I can profit!

However, to all those (including me) who pick up money - can you be sure that you've found more than you've dropped over the course of the year?

After all, if interestrateripoff found £4.15 of his own money in his washing machine, how much else has been lost for good one way or another...? ;)

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[quote name='interestrateripoff' timestamp='1330951758' post='3277385']
Got a free pound with my trolley yesterday.
[/quote]
:D

Yip, I've spotted the odd trolley abandoned in the corner of a car park that will pay £1 to anyone who returns it to the flock.

Will try slipping in a few rusty 1ps in the bag I've got ready, although some of them are so crusty, it might up the weight :unsure:. The bank staff *did* check the contents of the last bag of coins I handed them :(.

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[quote name='scottbeard' timestamp='1330951978' post='3277391']
It's jolly good to find money on the floor - I always feel oddly delighted when someone has e.g. forgotton/not bothered to take their change from the chocolate bar machine and I can profit!

However, to all those (including me) who pick up money - can you be sure that you've found more than you've dropped over the course of the year?
[b]
After all, if interestrateripoff found £4.15 of his own money in his washing machine, how much else has been lost for good one way or another...? ;)[/b]
[/quote]

I hardly have cash on me, and I always empty my pockets

It's the wife's money or my eldest. If I find it in the machine clearly they don't want it. Bad day yesterday when I opened the drain on it only 2p in pennies.

I hardly ever carry money, so I don't lose much. The only money I have on me now is the 2p I found on the floor this morning.

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[quote name='scottbeard' timestamp='1330951978' post='3277391']
It's jolly good to find money on the floor - I always feel oddly delighted when someone has e.g. forgotton/not bothered to take their change from the chocolate bar machine and I can profit!

However, to all those (including me) who pick up money - can you be sure that you've found more than you've dropped over the course of the year?

After all, if interestrateripoff found £4.15 of his own money in his washing machine, how much else has been lost for good one way or another...? ;)
[/quote]
I'm a pharisee here and account for every penny I spend. I have not lost any money during the last five years - fact. Most of my purchases are by credit card so I can get the points and pay off the card later the next month whilst earning interest in the meantime.

Latest inspired places for finding money...
[list][*]£1 found down the back of the sofa in the pub[*]Coin machines in supermarkets that turn loose change into a coupon - usually stuff round the sides underneath. Last time I could do this when no-one was around I netted a £2 coin and lots of Euro shrapnel![*]Return coin slots of car park ticket machines. Walked past one the other day; quick check resulted in 55p.[/list]Local swimming pool has changed their lockers and you don't get your money back now! The new lockers cost £1 - bad news if you get to the shower area and found you forgot to bring your shampoo! Valuable source of income now gone :(.


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[quote name='rantnrave' timestamp='1330951304' post='3277378']
Just short of £5 so far this year. Blinder of a month in Jan followed by [b]an absolute shocker in Feb.[/b] March going well so far though...

Have a £'s worth of 1ps bagged up now and ready to take to the bank.

PS - does anybody know if banks will take really grimy / rusty coins? I have more than a few that are only slightly recognisable!!!
[/quote]

As Don McLean memorably sang "February made me shiver..."*. If [i]he[/i] had a bad month, we've all got to take it on the chin!

But Spring's coming, and there's money out there to be found. How do you ensure none of [i]your own money[/i] ever goes astray?


*Coin hunting reference in [i]American Pie[/i] Edited by juvenal

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[quote name='rantnrave' timestamp='1330952667' post='3277402']
The new lockers cost £1 - bad news if you get to the shower area and found you forgot to bring your shampoo! Valuable source of income now gone :(.
[/quote]

I lost my little piggy bank when they shifted the grit bin next to the parking machine, I was getting £3 or £4 a time from that when I shifted it.

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[quote name='juvenal' timestamp='1330952713' post='3277405']
How do you ensure none of [i]your own money[/i] ever goes astray?
[/quote]
I never carry more than a few quid in coins. As much money as possible is in the bank earning interest (lets not have another discussion about inflation rates here). All coins go in a secure section of my wallet and never in a pocket. I get a receipt for every purchase, so can account for any cash that's gone...

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Great start to the day up £1.01.

Lucky with the £1 as it was on the main road, needed a large gap to safely retrieve it.

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[quote name='interestrateripoff' timestamp='1331021924' post='3277993']
Great start to the day up £1.01.

Lucky with the £1 as it was on the main road, needed a large gap to safely retrieve it.
[/quote]

So, since July 2009, how much have you found in total....? Do you have a breakdown of the finds: denominations, and locations....?

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[quote name='Lepista' timestamp='1331024790' post='3278046']
So, since July 2009, how much have you found in total....? Do you have a breakdown of the finds: denominations, and locations....?
[/quote]

Nope, I got fed up of recording what I found, plus I ended up putting any loose change in the pot that I had.

Although I think barring finding notes I probably find as much as rantnrave about £50-£60 a year. Getting notes if your lucky really boosts that total and can really skew the figures. In 2 days I once found £50 that doesn't happen too often, notes wise I've managed to find over £100 since I started this thread.

So mortgage wise I've paid off at least £200 doing this, which I don't think is too bad a return.

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[quote name='Lepista' timestamp='1331024790' post='3278046']
So, since July 2009, how much have you found in total....? Do you have a breakdown of the finds: denominations, and locations....?
[/quote]
I usually find pennies more than anything else, then 5ps.
Next up are 20ps and 2ps
Then, 10ps and £ coins
Finally, £2 coins and 50ps are very rare.
I guess this corresponds more with the size of the coins rather than their direct value.
I find a note once a year on average. In 2011 it was a tenner on the floor in a supermarket. In 2010 it was a fiver in the street. You remember those moments :D

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[quote name='rantnrave' timestamp='1331028190' post='3278117']
I usually find pennies more than anything else, then 5ps.
Next up are 20ps and 2ps
Then, 10ps and £ coins
Finally, £2 coins and 50ps are very rare.
I guess this corresponds more with the size of the coins rather than their direct value.
I find a note once a year on average. In 2011 it was a tenner on the floor in a supermarket. In 2010 it was a fiver in the street. You remember those moments :D
[/quote]

failing to take reasonable steps to trace the owner is a crime.

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http://your-story.org/couch-pockets-cash-in-57-2m-in-lost-change-each-year-194740/

£57 million lost each year in the UK. I find that very reassuring news...

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[quote name='juvenal' timestamp='1331030902' post='3278168']
[url="http://your-story.org/couch-pockets-cash-in-57-2m-in-lost-change-each-year-194740/"]http://your-story.or...ch-year-194740/[/url]

£57 million lost each year in the UK. I find that very reassuring news...
[/quote]
That's my target this year then.

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[quote name='juvenal' timestamp='1331030902' post='3278168']
[url="http://your-story.org/couch-pockets-cash-in-57-2m-in-lost-change-each-year-194740/"]http://your-story.or...ch-year-194740/[/url]

£57 million lost each year in the UK. I find that very reassuring news...
[/quote]

Government must compensate losers in this case...thats 1% of GDP FFS

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I'm very impressed with some of the above amounts found! I started totting up found money after reading a thread on MSE; my totals are:

2006: 33p
2007: £11-38p
2008: £2-15p
2009: £12-28p
2010: 44p
2011: 73p
2012: so far 12p

The two 'high' years were because I found a tenner in each..one in the street,and the other in Forbuoys newsagents. Almost all the found coins were coppers and 5p's.

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[quote name='jay67' timestamp='1331055038' post='3278647']
I'm very impressed with some of the above amounts found! I started totting up found money after reading a thread on MSE; my totals are:

2006: 33p
2007: £11-38p
2008: £2-15p
2009: £12-28p
2010: 44p
2011: 73p
2012: so far 12p

The two 'high' years were because I found a tenner in each..one in the street,and the other in Forbuoys newsagents. Almost all the found coins were coppers and 5p's.
[/quote]

Good marks for persistence, but cash returns should be stronger. Can rantnrave or interestrateripoff give a few tips to this poster, please?

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[quote name='juvenal' timestamp='1331055464' post='3278654']
Good marks for persistence, but cash returns should be stronger. Can rantnrave or interestrateripoff give a few tips to this poster, please?
[/quote]
You have to be pro-active - I walk up the steps to my local Co-op but down the ramp on the way out - cover all angles!

Know where to look - supermarket self-service tills are very good places to start. Bus stops are another possibility.

Keep your eyes looking on the ground whenever you go out - if necessary, relocate to an area where the women are really ugly...

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[quote name='rantnrave' timestamp='1331063838' post='3278803']
You have to be pro-active - I walk up the steps to my local Co-op but down the ramp on the way out - cover all angles!

Know where to look - supermarket self-service tills are very good places to start. Bus stops are another possibility.

Keep your eyes looking on the ground whenever you go out - if necessary, [b]relocate to an area where the women are really ugly...[/b]
[/quote]

:lol: :lol: :lol:

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[quote name='rantnrave' timestamp='1331063838' post='3278803']
You have to be pro-active - I walk up the steps to my local Co-op but down the ramp on the way out - cover all angles!

Know where to look - supermarket self-service tills are very good places to start. Bus stops are another possibility.

Keep your eyes looking on the ground whenever you go out - if necessary, relocate to an area where the women are really ugly...
[/quote]

Thanks for that..hadn't thought of self-service tills.(Don't need to relocate though; I already live in Stockport! :blink: )

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[quote name='jay67' timestamp='1331055038' post='3278647']
I'm very impressed with some of the above amounts found! I started totting up found money after reading a thread on MSE; my totals are:

2006: 33p
2007: £11-38p
2008: £2-15p
2009: £12-28p
2010: 44p
2011: 73p
2012: so far 12p

The two 'high' years were because I found a tenner in each..one in the street,and the other in Forbuoys newsagents. Almost all the found coins were coppers and 5p's.
[/quote]

Clearly not trying hard enough. :P Do you walk a lot? Walking too and from the shops can generate the cash.

You need to train your vision better so you can spot that 1p or 2p at a couple of metres in the grass :) , plus you have to be prepared to look at something which might not be money and be disappointed ie it's a bottle top, a party popper top etc... The more you look the more you will find. Check the kerbside and roads, I find lots of money dropped here. Generally I find the lighter days more profitable. It's harder to spot money in the dark, that takes even better eyesight. I don't think you are ready for that advance stage yet. :)

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[quote name='rantnrave' timestamp='1331063838' post='3278803']
Keep your eyes looking on the ground whenever you go out - if necessary, relocate to an area where the women are really ugly...
[/quote]

Fecking amateur :P

For the well trained eye there's always the time to check out anyone attractive. :)

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[quote name='Bloo Loo' timestamp='1331030536' post='3278162']
failing to take reasonable steps to trace the owner is a crime.
[/quote]

Oh, that's easy.. lying down a a few feet away with a big bump on the back of his head.

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