Disillusioned

Please correct me if I'm wrong, but this is what someone in the business told me: Unloaded lorries, or lorries with more powerful engines, will be able to reach quickly AND MAINTAIN their limited speed than loaded lorries when going uphill. When going downhill, however, it is the loaded lorries that have the advantage and are able to overtake the unloaded, as their greater weight allows them to accelerate BEYOND their limited speed much quicker than the unloaded lorries. Note - if you are using gravity to accelerate then the speed limiter has no effect. ________________________ p.s. back on topic - we're clearly experiencing a plateau. The 'consensus opinion' - that this is all the crash we're going to get - MAY be right, though it would go against some MAJOR reliable fundamentals, such as unemployment. I will be watching the autumn/winter months with interest and hold the view that we will see more falls.

How much rice would you have to buy though, with , say £50,000? Quite a lot. It just isn't practical. You might even want the savings for something else later (like a deposit for a house) - the whole point of having SAVED it. What do you do then? Sell the rice in order to generate your deposit? Or perhaps you are suggesting that one should buy a house with it now, since it is something you need (though most would have to mortgage too).

Bump. Interesting to see where we are now in relation to when this thread was in use.

I think the confusion lies in that you thought I meant a cash purchase only, as opposed to on with a mortgage (and deposit). So, my answer is that I care about CPI because I need to consider IRs for the mortgage part of my purchase. Perhaps you were under the impression that I was asking with regard to an STR fund because that is the position you are in. I don't yet have a mortgage, but was just pointing out that CPI and RPI do matter to people who have savings for a house, if they also intend to pay part of it with a mortgage. Ignore the first question. it was a response to InternationalRockSuperstar. Ta.

It looks like the data (and therefore the bonds) only goes back to 2004. Is that true? Thanks for the info. See bolded bit: I care with respect to my mortgage. i.e. whether I choose a fixed rate or a tracker, since a tracker is governed by the BoE base rate which is likely to go up if RPI of CPI goes too high - if you get my drift.

Thanks. I seem to recall that you are waiting (like me) to buy a house. (Please correct me if I'm wrong). Given your view on deflation, wouldn't the best course of action (financially) to be to wait until the period of deflation is over? Couldn't this be a very long time?

EDM - what's your occupation?

Thanks. Not only does it help others to understand Injin's viewpoint, but it also helps to remind me too! Could you provide the link to this please. I've had a look but couldn't find the correct page.

Hi there, After a quick search of the renting forum I can't find a thread which lists all the things to make sure of and look out for when private renting. By these I mean: Correct kind of tenancy agreement Protection from a scam (i.e. paying you deposit and 1st month's rent and the 'landlord' doing a runner) Terms and conditions etc Any suggestions?

Thanks for this. I am inclined to start a thread similar to one I started somewhere else on what mortgage the forum would choose. I take it you are in agreement that quantative easing is going to happen, but your opinion is that it will be insufficient to prevent continued deflation (in terms of goods as measured by RPI) and therefore insufficient to result in increased BoE rates over the next (say) 5 years.

EDM. Great post. I take your point about the outlook. What effect do you think this will have on the BoE base rate for the duration of this outlook? I ask because something I can't quite express just now makes me think that we may still see rate rises despite an extremely deflationary environment

Who says that Halifax has to catch up with Nationwide? Though they are known to roughly match each other, there is certainly scope here for a (negligable) difference to appear.

Jealousy spot on the brain identified by scientists Monday, February 16, 2009 There is a monster living inside your brain – the green-eyed one, in fact. The area of the brain which controls jealousy has been found, scientists have ­announced. It is the same part which detects real physical pain – perhaps explaining why feeling envious of your lover's philandering ways hurts so much. 'It's interesting the part of the brain which detects physical pain is also associated with mental pain,' said Hidehiko Takahashi, who led the research. 'Assessing these feelings of jealousy will possibly be helpful in mental care such as counselling.' The spot which makes people delight in others' misfortune – called schadenfreude – was also located by the team. In the experiments, 19 students were asked to talk of a more successful rival while having MRI scans, which monitor brain activity. A part of their frontal lobe became more active when the students felt jealous of their rivals, the Japanese study showed. They then read a story in which the subject of their envy suffered a series of misfortunes, including food poisoning. Their scan data showed the mishaps sparked greater activity in the 'reward reaction' part of the brain, which normally lights up when receiving social and financial fortune. 'We now have a better understanding of the mechanism at work when people take pleasure in another's misfortune,' added Mr Takahashi.

Good for student loans (assuming it stays low next month).

You made no such distinction in either of the posts I quoted. I find this extremely suspicious. I now have a very good understanding of exactly how much of your input on this forum to take seriously.