The Ayatollah Buggeri

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About The Ayatollah Buggeri

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    I live on HPC!
  • Birthday 06/18/1973

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    Redlands, CA, USA (expat - formerly Yorkshire)

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  1. 51 Yes 49 No - Rumoured Yougov Poll Tomorrow

    If the size (as in, geographical area) of each constituency were determined by its population density, yes - London and the south-east would have a lot more constituencies, because that's where most of the population of England are.
  2. 51 Yes 49 No - Rumoured Yougov Poll Tomorrow

    I also suspect that they underestimate just how hard the ball is the UK government will play in the aftermath of a yes vote. The Tories' goal from that point on will be to stay in power and finish Labour totally and utterly, which, given that Labour will lose 40 MPs at a stroke, will be an achievable goal. Requiring Scottish citizens to apply for work visas in the same way as Nigerians if they wish to live in England, stripping people with a location in Scotland on their birth certificate of UK citizenship and requiring them to return to Scotland before independence day, full international fees for Scottish students wanting to go to universities in the remaining UK, relocating all UK public sector and military jobs out of Scotland in the run-up to independence, kicking Scotland out of the +44 dialing code so that a call from Gretna to Carlisle is an international one, switching off all BBC terrestrial broadcasting north of the border, requiring residents of Eyemouth to get an international driving permit to do their shopping in Berwick ... all will be on the table, and they will all be done if whoever takes over from Cameron as Tory leader feels that they will increase his or her vote south of the border.
  3. 51 Yes 49 No - Rumoured Yougov Poll Tomorrow

    An interesting and valid point, given that since the mid-1990s, the proportion of universities' income that derives from the taxpayer has been steadily decreasing, so much so that most UK higher education institutions can no longer be described as public sector organizations with any credibility. Not-for-profit organizations (in the sense that they don't pay dividends to shareholders) yes; public sector ones not really. Therefore, if the management of a university wished to offer advice on voting to its staff and students, then IMO that's no better or worse than the CEO of a large company doing so to its employees. Those staff and students of course can and probably will reject that advice, though. The real problem is with academics focusing their teaching and research activity on promoting their (almost always leftist) agenda. Students are not at liberty to walk out of their course as easily or as consequence-free as they are to reject their V-C's advice to vote for one lot or the other.
  4. In answer to the OP's question, I'm wondering if there could be (a run on Scottish banks in the event of a yes vote), because until very recently a yes vote has not been regarded as a serious possibility. Therefore there will have been less preparation and "pricing in" for it going on behind the scenes compared to other major events that affect the economy of the sort that politicians tend to play down and/or deny, but which the seriously rich see coming and plan for.
  5. The Cliff Richard raid rings all sorts of alarm bells, but I'm hesitant to pass judgment as yet. When news of Rolf Harris's arrest came out, my reaction was "Not him, surely - they're going overboard with paranoia after Savile". But yet he was eventually convicted, it turned out on compelling evidence. When Nigel Evans was charged, I concluded, with thoughts of Ron Davies on Clapham Common in my head, that he was guilty as hell. But yet he was acquitted, and the evidence that his accuser was trying it on was equally compelling. The fact that the police staged this raid in such a high profile way, and arranged TV coverage, must have a substantive reason behind it. If it turns out that Richard is completely and utterly innocent, there will be a huge backlash, the police and the BBC will be sued for bazillions (specifically in relation to the TV coverage, not carrying out the investigation in the first place) and no police force will ever be able to investigate a celeb child abuse allegation effectively again. Chief constables would just be too reluctant to authorize it. So they must believe, seriously, that there is a bulletproof reason both why they had to do the raid in the first place, and why they had to do it it in a blaze of pre-arranged media coverage. There is simply no other rational interpretation of this.
  6. Good point. I totally forgot that Kate's father resembled Fergus Wilson on a bad day, and that her sister was trying her level best to resemble the Karcrashians.
  7. Clegg Wants To Protect The Hpi -- Merged

    Not surprising. Homeowners are more likely to vote (they tend to be older and have more of a vested interest in political decision-making), and the Lib Dems' current and target constituencies contain a large proportion of FTB properties in relatively affluent areas. Not until there are a critical mass of renters in their 40s and 50s will any of the major political parties be willing to do anything that jeopardises the house price bubble. The UK appears to be heading in that direction, but is not there yet.
  8. I would speculate that Charles will come under significant pressure to abdicate when the time comes, especially if his mother lives for another decade or so. Charles himself will be in his mid-70s by that time, and is arguably one of the most unpopular royals (his treatment of Di, the sanctimoniousness, hypocritical speeches telling people not to fly on their hols beacuse it damages the environment, then renting a private 767 for a world tour, you name it). William, in contrast, is proving adept at the PR game. Skip a generation to save the monarchy will be the pitch (unless William has got into serious trouble before then, e.g. an acrimonious divorce), especially if a Labour government is in power at the time.
  9. The abilities of A-grade (and all other grade) students HAVE fallen on average. I believe that what was being assessed in order to achieve a given A-level grade diminished significantly during the '00s. In terms of the A-level grade we were asking for on paper, that remained almost unchanged during that period (it changed from BBB to ABB on the programme I was responsible for in 2010, but that was it).
  10. I was a registered pupil or student in full-time education until age 25 (PhD), but worked part-time throughout that time from age 15, and towards the end of my education was earning significantly more than the equivalent of a full-time, minimum wage salary. However, the OP's implicit point remains, which I take to be that we are increasingly heading in the direction of people being educated to 21 and then starting wage-earning careers that, a couple of generations ago, were typically started at age 18. I place a large amount of the blame for this on the decline of the secondary education system. I taught in UK higher education from 1997-2013, and during that time there was a decline in what first year undergrads were actually capable of when they came in through the door, comparing ostensible like for like in terms of A-level grades. I'm not a secondary education expert, and therefore cannot opine with any authority as to why this decline in the secondary education system's effectiveness has happened. All I know is that it has, and that by the end of my time in HE we were having to teach undergrads things that previously they would have learned in high school. So to put it in brutal, economic terms, the declining secondary education system is costing three years of productivity per person that were previously available to the economy.
  11. Redlands, California. The "Inland Empire" (a 100-mile ribbon development along the I-10 freeway, stretching from Los Angeles to Palm Springs) experienced an enormous boom leading up to the 2007 crash, with prices for even modest homes in dodgy neighbourhoods hitting half a million. Between 2007-09 prices dropped as much as two thirds in some places, bumped along the bottom until early 2012, and then started to pick up again. We have a 1,600 square foot detached home (in the US, square footage is the usual estate agent's measurement of home size, not the number of bedrooms) in an OK but not upscale development on the San Bernardino side of the freeway. It peaked at $420k in 2007, sold for $159k in 2009, and we bought it last year for $190k. According to Zillow, it's now worth $220k, but that's a blunt instrument. Economically, the IE is not in good shape, and most people who live there commute to LA or the high tech employers just to the south; hence the value of property is roughly proportional to the commuting distance to LA and Orange County. We are a good hour and a half away, even with no slowdowns on the freeway, but even then prices are showing signs of starting to overheat again. However, unlike London, if you're willing to accept a long commute, it is still possible for couples on an average household income to buy a reasonable home within a just feasible commute. Unlike in Britain, the crash (in 2007) was allowed to happen without government tinkering to prevent it, which I suspect is a big part of the reason why.
  12. Received An Intrusive Questionnaire From My Stockbroker

    I had the same experience with FairFX when I recently moved most of my UK savings to the US to buy a house there shortly after my emigration. They asked for a extensive and detailed amount of personal information about how I'd acquired the money in the first place, where it was going, etc. etc., claiming that this was required under money laundering regulations. When I later discussed this with the accountant who has just done my first US tax return (who is familiar with both US and UK financial law), she told me that all they needed to have asked was for confirmation that the money was personal savings out of post-tax earned income and that I intended to use it to buy a house. If the IRS decides to audit me they could ask for documentation to prove that, but I am under no legal obligation on either side of the Atlantic to provide that or any further explanation preemptively. Needless to say, that is the last time I'll be using FairFX.
  13. New Teachers 'can't Risk Mortgages', Says Union Leader

    Teachers in the state system, however, have significantly better job security than most professionals (including nearly all private sector ones), and are largely immune from the consequences of low level incompetence. Some would argue that this is a justifiable quid pro quo for the unusual stresses they face in their everyday work, but the fact that this system protects the incompetent teachers along with the decent ones leaves it open to criticism overalll.
  14. Graduate Pay Dropping

    It's a debate that needs to be had, though, and relates to the bigger issue of "education creep". The situation you describe is one whereby many gradutes are doing jobs, the skills required for which should be taught at high school level, not first degree. Yet without that first degree, you can't be hired to that post. So we're in a situation whereby employers are demanding unnecessary education, in response to which the education system joins the arms race and expands even further. In the US now, a typical first degree is four years, a master's two and a PhD five. In Britain, it's three, one and three respectively. The danger I see for the British system is the progressive dumbing down of high school education causing the first degree to grow to four years, etc. etc., until the UK ends up in the same place. As a former university educator who might become one again, I guess I'm talking myself out of a job in opining that higher education is "trending" to becoming lengthier and less efficient, but it's what I've seen happen during eighteen years in that biz. The US is just further along the same road.
  15. Graduate Pay Dropping

    Slightly rather than very, where the US is concerned at any rate. I know several academics in the University of California system, have been interviewed for one faculty position in it myself and have researched academics' salaries there (which are a matter of public record and published on their website). Depending on the individual campus, the salary for an assistant prof (grade 7-8 UK equivalent) is $50-70k, $70-100k for an associate (grade 9) and $110-130k for a chair (10). Those figures are around 10-15% higher than their UK redbrick equivalents. However, if you factor in the better pension (especially compared to post-2009 USS members) and vastly better healthcare than you'd ever get from the NHS, the total package is worth significantly more. Universities are cracking down on this now, by requiring all consultancies to be administered by the instituion and approved by heads of department. They typically take 50-70% of the fee, including the liability insurance that their schemes force the academics to buy, because they're paranoid about one of their academics doing a Roy Meadow or an Andrew Wakefield while under contract to a third party. Shortly before I left Leeds, they sacked quite a big name in civil engineering because he was doing consultancy gigs on the side without telling the university, we suspect to make an example of him to others. I confess that I was doing the same thing at the time (though nothing like as much or as lucrative extra-curricular activity as he was), and that sacking was part of why I decided to leave UK academia.