You lot are the best! I am sat here crying my eyes out with laughter and just forced my husband to watch this and read all of your posts. I am a believer in what goes up must come down and totally agree with all of your comments here. I thought things would come down sooner - but the crash will come - I really hope that it doesn't leave some people in trouble as that's not the reason we're all waiting! People I talk to still think that growth of 4% in the market is good news when they're probably paying 5% interest on a non-repayment mortgage so they're just renting from the bank and paying to do the place up to boot. All of my friends have been busy remortgaging to pay for home improvements with money that isn't actually real until you sell the house for what it's supposed to be worth. I have been telling everyone to be careful and to look for the signs but they just want to 'do the done thing' for some reason. I love renting - we have two extra bedrooms and a better location for our money, we might not be able to make improvements and have a designer pad but I feel a lot freer and less restricted thanks to not having a 25 year commitment.