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About locky82

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    HPC Poster
  1. Sellers withdraw from the market

    It’s Christmas 🎄
  2. Tips for Buyers

    Are you saying this is the time to buy? Before brexit? Some people have patiently waited 10+ years for some meaningful crash but as some indices show it falling (most still show it as rising) now is the time. Can we experiment by putting in fictitious offers 40% below. We can then gauge this. If you do get a 40% offer excepted here in Essex I would recommend attempting to get the mortgage together and push it though!
  3. Tips for Buyers

    What’s changed to make this the time?
  4. Buy or not

    Are you paid in sterling? I wouldn't go anywhere near sterling or the uk property market this side of brexit. The only reason to currently buy in the uk is if you need a roof over your head, and most on this site would even disagree with that!
  5. People have said this for ages. Everyone on here agrees with the sentiment but some, me included, clearly got fed up of waiting and bought.
  6. If this starts to happen won't the government be all over bitcoin using money laundering laws? Then the knock on effect will be bit coin losing its appeal as vehicle to hide and move 'real' money from the authorities.
  7. CPI at 3.0%, CPIH at 2.8%

    I can say I've read your deflatin thread, but if you believe that more QE is inevitable how with that result in deflation and how are you prepared for it?
  8. Non, je ne regrette rien

    I wouldn't like to be at the mercy of the lender. Also rates are so cheap you could win small but lose big. Especially if some of the predictions on this thread happen. I'm sure they won't
  9. Non, je ne regrette rien

    How long do you wait?
  10. Non, je ne regrette rien

    Some bitcoin too, maybe some gold? Still a mortgaged house beats sterling
  11. Non, je ne regrette rien

    Its 6 years. The Limitations act states 14 but Mortgage code of practice rules are 6. even so, whats the worst that happens. You keep your head down for 6 years and ignore a few letters written in red ink
  12. Non, je ne regrette rien

    During a bit of runaway inflation where would you rather have your wealth?
  13. Non, je ne regrette rien

    I only ever compare it to the alternative. Renting. When compared with that its reasonable.
  14. Non, je ne regrette rien

    Could go the other way. hyper Inflation could wipe out saving's in days. In my opinion its better to be buying your home at an inflated price than a bank account of meaningless digits in these times. But who knows what will happen
  15. Non, je ne regrette rien

    Imagine that - but they have rented - 66 and he don't even own the shit hole.