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About BoredByTorque

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  1. Interest rate rises are coming...

    That's wise if you can. But does that mean staying in Europe, heading for the US, Asia?? When it hits the fan, I'm not sure any where will be safe. It may be a little sunnier, but not necessarily better
  2. Interest rate rises are coming...

    NDN is for sale. They have had a steady amount of viewers for the last 3 weeks - I'll keep an eye out to see if the viewings keep up. We are in London and prices are down but it's still on very high and people are still coming to look...
  3. Interest rate rises are coming...

    They are a very long way off being 5%. And an increase of 0.25% and a clear 'slow and steady' outlook isn't really that much to celebrate. They are literally giving themselves some wiggle room to drop again if they need to.
  4. First Time Buyers' mortgage squeeze

    I don't think 90+% LTV is only for FTB. Have some friends who have jumped from first time type homes (2 up/down and flat) to 3 bed semi's in London and the cost of the houses have been huge. We have decided to stay in our totally fine 2 up/down semi (OK end terrace 😂) and remortgage on a 5 year fix with no early repayment charges. I think the next few years with Brexit is going to be carnage for most but some will be better prepared and placed for it.
  5. Oh right. A deposit once the home buyer pack has been received and read would be OK but yes definitely not just after offering with how it works now.
  6. Agree 100%. It would speed up the process. But don't understand 'not right to tie buyers into deposits without one'? In England there's no deposit only exchange once surveys have been done?
  7. women as victims

    That would depend on whether she'd checked with the person she was having sex with if it was OK to film. Filming consensual sex secretly is still really really all shades of wrong. You can see that can't you 🤔
  8. "weird market" in mumsnet

    Oh I don't know. There's some pretty vile, misogynistic, little Englander sites out there.
  9. Sentiment currently

    Our house is on the market SW London. Been on for 4 weeks and had an almost stampede of viewings and then nothing this weekend. Sentiment is changing, and fast. We have decided we're going to take it off as we're not ready to move. This is our first house so never sold before. Been an eye opener. If I were a ftb (as our house is really geared towards) I'm not sure what I'd do. The market, to me, seems to be slowing and I'd want to see if there was a drop but the bounce that's possible (as we've seen) afterwards could be so quick and manic high.
  10. Not quite there yet...

    I'm seeing some reductions in my part of SW London but it's still not enough. I looked at a place today and it had been reduced by £50k but it was still over priced by at least £75k.
  11. Moonlighting?

    Interesting. It doesn't sound as angry as TheCount does on here though 😀
  12. Overheard on the train

    If it was about a group of men it wouldn't be misogynistic now would it? 🤔
  13. Overheard on the train

    Did I say it was?? And yes I'd call them out on their terrible behaviour too.
  14. Home improvement slowdown

    Agree with canbuywontbuy, people spend not necessarily when they're moving but when they're trapped in their current size house. We've spent a bit on ours as maintenance and a few things to make it nicer *for us* to live in but nothing else as it's near on impossible to get a tradie in, or quote a sensible price. The next 12 months will be very interesting. If they don't crash by next summer we'll sell up and leave and if they do we'll sell up and buy a bigger place. It's a win/win for me.