SE10

Banks generally are split into 'run' and 'change'. I think this means the losses are in change side, so no new shiny mobile banking app with AI and that Blockchain experiment is being canned as well etc.

Same here on mobile

Firefox browser with ublock addon

Not made things worse.... help to buy?

"Logic therefore suggests the US housing market could well be heading for a hard landing. And it could well be worse than in the subprime crisis, given that house prices and interest rates are much higher today." https://new-normal.com/financial-events/us-interest-rate-rises-start-to-threaten-the-housing-market-bubble/

"The Treasury is discussing increasing capital gains tax on property." https://order-order.com/2023/09/06/exclusive-treasury-considering-capital-gains-on-property-increase/

Quite!

Yes

Midday

The Wednesday before announcement - see https://www.bankofengland.co.uk/monetary-policy

https://www.theguardian.com/business/2023/jul/30/mortgage-rates-ease-as-bank-of-englands-bitter-medicine-shows-signs-of-working

If you've been naughty, I've been in a situation where I underpaid due to HMRC cocking up. In this situation I paid nominal interest but no fine and they could only back date 7 years Doesn't sound like a very landlord situation though, eh? 😁

The author's explanation is below. The key thing is that the underlying data it's based on (From here https://www.gov.uk/government/statistics/english-private-landlord-survey-2021-main-report/english-private-landlord-survey-2021-main-report--2) is multi choice questions that allow multiple answers to be selected, seems a very BTL maths way of doing stats.

Sounds good 🙂

6% more or less or of?