SarahBell

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About SarahBell

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    I live on HPC!

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  1. NHS CyberAttack!

    Skynet.
  2. Best Political Songs

  3. NHS CyberAttack!

    Is it a facebook thing?
  4. https://www.taxinsider.co.uk/1675-Buy_To_Let_Property_Too_Costly_To_Sell.html In this scenario, Philip faces a dilemma. If he sells that one property now, he will be roughly £32,000 out of pocket – although he will save himself £1,600 a year of increased tax cost, indefinitely. But if he can afford to suffer the additional tax cost of finance, and he believes that the property will ultimately claw back the value lost in the last few years, then he could be better off biding his time
  5. Where are they

    Not on holiday. Alive and well posting elsewhere.
  6. What it will ultimately create is more pensions to be funded. Employing council staff to manage private rentals isn't a sensible idea. (Manage they will, to fill plenty of officer hours) What councils need is more environmental enforcement officers trained to deal with substandard housing. And to enforce action against bad landlords. The initial scheme in Manchester's Moston and Lightbowne folded. FOI would reveal the scale of damage to council tax payers and the huge waste of time it was. If you want landlords to improve properties, then ensure there ar systems to force them - and there currently are - but by EH not a new branch of the council. And if you want neighbour nuisance dealt with then you need to actually learn how to change people. Councils just evict bad tenants. Do they expect more from private landlords?
  7. "The blacklist, however, will only be accessible to local and central government – not to members of the public using letting agents, and not to employers or recruitment companies in the sector." So pointless.
  8. Who is buying houses to rent?

    So how much tax would you pay on that?
  9. Based on the information entered this Buy to Let property appears to be self-financing. The maximum we could lend on a self-financing basis is £82,500 This amount is subject to a satisfactory valuation. View our Buy to Let eligibility criteria for information on minimum income, secured credit commitments, maximum number of Buy to Let properties and our valuation policy. We may require supporting evidence to help us assess the plausibility of the monthly running costs. You can save a copy of these results for your records and to help you submit the application on Introducer Internet. Summary Date 18 March 2017 Property value £110,000 Mortgage required £60,000 Repayment method Repayment Term 25 years Gross monthly rent £550 Please input the following figures on Introducer Internet AIP > Loan Required > Loan Details Loan details Mortgage required £60,000 Purchase price/valuation £110,000 Annual rental income in respect to this property £6,600 FMA > Loan required > BTL details BTL property self-financing assessment Gross monthly rent £550 Monthly mortgage payment £369 Monthly agent's fees (if applicable) £0 Monthly allowance for rental voids £0 Monthly property maintenance (see help text) £10 Other monthly costs (see help text) £0 Other monthly commitments to be paid from rent £0 Surplus /(deficit) £171 Any additional information For all applications we will assess the plausibility of these costs. Please provide as much information as possible here to explain the amounts entered as this will help us underwrite your case quicker.
  10. Based on the information entered this Buy to Let property appears to be self-financing. The maximum we could lend on a self-financing basis is £82,500 This amount is subject to a satisfactory valuation. View our Buy to Let eligibility criteria for information on minimum income, secured credit commitments, maximum number of Buy to Let properties and our valuation policy. We may require supporting evidence to help us assess the plausibility of the monthly running costs. You can save a copy of these results for your records and to help you submit the application on Introducer Internet. Summary Date 18 March 2017 Property value £110,000 Mortgage required £60,000 Repayment method Repayment Term 25 years Gross monthly rent £550 Please input the following figures on Introducer Internet AIP > Loan Required > Loan Details Loan details Mortgage required £60,000 Purchase price/valuation £110,000 Annual rental income in respect to this property £6,600 FMA > Loan required > BTL details BTL property self-financing assessment Gross monthly rent £550 Monthly mortgage payment £369 Monthly agent's fees (if applicable) £0 Monthly allowance for rental voids £0 Monthly property maintenance (see help text) £10 Other monthly costs (see help text) £0 Other monthly commitments to be paid from rent £0 Surplus /(deficit) £171 Any additional information For all applications we will assess the plausibility of these costs. Please provide as much information as possible here to explain the amounts entered as this will help us underwrite your case quicker.
  11. This is the only logical conclusion.
  12. But in theory this is what UC is for. To instantly fill in the lulls in ZHC.
  13. No But now someone might ask why the self-employed get such a good pension without paying for it.
  14. http://www.oldham-chronicle.co.uk/news-features/8/news-headlines/102593/free-rides-for-youth-if-burnham-gets-elected?platform=hootsuite * Making sure everyone has an affordable home to rent or buy and ending rough sleeping by 2020. What definition of affordable is he going to use though?
  15. oldham sold houses in the early 70s too. and that is as red as red can be.