Sibley's Love Child

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About Sibley's Love Child

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    HPC Veteran
  • Birthday 08/14/1910

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    Northern monkey trapped in SE17 hell

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  1. UK government to buy unsold new homes to spur construction

    Hi Rant, tis I. Capitulated in 2014 so don't keep my hand in much, but the HPC call beckons... Hope things are well?
  2. UK government to buy unsold new homes to spur construction

    So this is what the Tory free market looks like. Interesting.
  3. Govt expected to announce shift from QE

    Doubtful, just another 1% stooge saying the right things. Cameron was making all the right HPC noises after getting elected 2010, and look how that turned out. Expect more of the same.
  4. They tried to build some FTB prefabs, and we said no, no, no. Eventually the electorate demography will swing in favour of the young and rented to the extent these myopic protests will be laughed at by the authorities.
  5. This. Everything else is merely academic.
  6. Renting - Cleaning Required Before Moving Out...

    If your EA and Letting Agent are as thick as my previous they'll forget to conduct an inspection prior to you moving out. Then once the inevitable leeching commences you can sweetly point out that the onus is on them to prove that any damage/wear and tear occured during your tenancy; and that the small claims court tends to favour the tenant in such disputes...
  7. What About Rents?

    No rent rise for me since moving in February 2010. Which is odd as a similar property has risen from £800 to £1000pcm in that time (Dagenham).
  8. Mortgage Approvals Fall For Third Month Running

    Same position, possibly wishful thinking but I can feel something in my waters.
  9. Exactly. Haven't got mortgage protection insurance? You can go whistle Dixie. As a previous poster mentioned half of all SMI recipients are pensioners, who presumably won't be in any hurry or able to secure paid employment in order to repay the remaining principal. Got to keep those distressed props off the market somehow. Can't have our number one asset class devalued.
  10. Be that as it may, if previous incarnations of these 'schemes' are anything to go by, the take-up will be somewhere in the double or - at most -treble digits.
  11. The right message but the wrong conclusion, from yet another govt teat sucker. 'In stark contrast, housing is now the most affordable for first-time buyers for a decade, mortgage rates are at their lowest for 14 years, and home-buying costs have fallen by a third over the past four years.
  12. Exactly, it's just another desperate throw of the dice to keep the bubble inflated. Admittedly, Labour and the Coalition have succeeded so far in maintaining nominal house prices. It's not so much that HPCers have been proven wrong, just that we're on the wrong end of the sh*tty stick. With real term falling wages and increasing cost of essentials the boiling frog allagory is very appropriate. Still, it's all about following the money; we all know how the builders' share prices were effected by the newest help to buy scheme. It's one massive reach-around between the rent seekers and backed up with state mandate. Much love.
  13. Am Buying, And Trepidation All Round

    Blimey, if you think that's ad hom wait until I get started. Perhaps i'm wrong; I highly suspect i'm not though. No sign of any righteous indignation yet; 'how very dare you, sir'. Reads all the world to me as a 'dive in now before you face ultimate wealth destruction' bollix. The 'get on before prices go to the moon' argument no longer holds any validity; now it's the currency devaluation boogeyman for the those holding savings. A big fat 'meh' from me.
  14. Am Buying, And Trepidation All Round

    The bulls are getting restless, far better to drag the unwary down with them. The OP is, allegedly, about to make a huge financial commitment and is seeking others' opinions. Were this a legitimate thread, they'd be all over it like a rash. Just another variation to the 'dont miss the boat' meme.
  15. Am Buying, And Trepidation All Round

    24 hours later and no response from the OP? I call bullsh*t.